The Reason You're Not Making More Money

This really frustrates me... [Shield] AN OXFORD CLUB PUBLICATION [Wealthy Retirement]( [View in browser]( SPONSORED [Amazon's $794M Bombshell: Nvidia's Secret Partner Revealed]( [Seattle Spheres on May 2018]( Amazon has quietly poured $144 million into a secretive AI chip company, and committed to buying a staggering $650 million of their product. Why? Because this obscure startup holds the key to unleashing the full potential of Nvidia's revolutionary Blackwell chip. [Discover the company at the heart of the AI arms race.]( [MARKET TRENDS]( [The Reason You're Not Making More Money]( [Marc Lichtenfeld, Chief Income Strategist, The Oxford Club]( [Marc Lichtenfeld]( I recently received an email from a reader asking why I hadn't made a specific type of stock recommendation in a while. "Is it because of our failing economy?" he asked. "And does this mean that until we have a new president, it's in the tank?" Respectfully, the only way you could think that the economy is failing would be if you're consuming too much news from biased sources. Sure, prices are too high. Things have gotten ridiculously expensive. But wages are making up for it - in fact, they've outpaced inflation for a year and a half. Unemployment is still very low, there have been more job openings than unemployed people since May 2021, and a record number of Americans flew during the Fourth of July holiday this year. None of that happens in a failing economy. Furthermore, the stock market is just off of its all-time highs. Markets are forward-looking mechanisms, so they tend to reflect how the economy will look in six to 12 months. There's no guarantee, of course, but a market at all-time highs suggests a stronger economy in the near term. On the other hand, the only way you could think everything is rainbows and unicorns would be if you're consuming news from sources that slant things positively. Grocery prices have increased 26% over the past four years, which equates to roughly double their historical average inflation rate. Housing is unaffordable for many, and insurance premiums are insane. Gas prices, while down slightly from a year ago, are up nearly $1 per gallon since 2019. It costs a lot of money to be an American these days. But if you think any new president can walk in, flip a switch, and change everything, you don't understand how the economy, Wall Street, or Washington works. I know I'm being harsh, but it frustrates me when I see so many people missing out on making money and offsetting those higher costs because they've been scared by the media. Again, all you have to do is look at the market. If the economy is failing, stocks don't race higher (unless things are about to get better, like in early 2009). SPONSORED [Wow, Putin Just MAJORLY Screwed Up!]( [Clown]( Source: [Wikimedia Commons]( Vladimir Putin just made an idiotic mistake that will cost him dearly. It's going to drain trillions of dollars out of Russia... and potentially make some AMERICANS rich. [What a bizarre story...]( I bet you that most of the folks in the media who write and say all the scary things are invested - and stay invested regardless of who is in office. The truth is the markets don't care which political party is in the White House. The results are pretty similar under Democratic presidents and Republican presidents. Since 1957, the S&P 500's average compound annual growth rate, or CAGR, under Democratic presidents is 9.8%. Under Republican presidents, it's 6%. However, the median annual gain is 8.9% with a Democrat and 10.2% with a Republican. [Chart: Does It Matter Which Party Is in the White House?]( [View larger image]( Over those 67 years, you could've achieved a 7.4% CAGR simply by ignoring all of the nonsense and staying in the market. (With dividends reinvested, that CAGR rises to 10.5%.) Plus, you'd have had a lot less stress in your life, because you wouldn't have been worrying about whether Barack Obama was going to tank the market and the economy (he didn't) or whether Donald Trump was going to destroy the world (he didn't). Remember, the news is there to scare you. Who would watch a news report that said things like these? - BREAKING NEWS: No one was randomly murdered in our city tonight. - After the break, we'll tell you how 100% of the flights that took off in the U.S. today landed safely and had no mechanical issues. - Stay tuned to learn about a young mother who left her husband and three kids to go to work this morning and returned to them in the early evening without incident. Covering those kinds of stories wouldn't be very good for ratings, but fortunately, they're the reality for most of us. That's one of the reasons the market rises over the long term regardless of what's happening in the world. (Case in point: Since January 2021, the S&P 500 is up 47% - significantly more than grocery and gas prices have risen.) If you want to be aggravated by "news" that is often biased at best and just plain false at worst, keep watching and clicking. But I suggest that you spend your time on sports, art, or other hobbies and stay out of the way of your money. It will keep growing - as long as you don't buy what the media is selling. Good investing, Marc [Leave a Comment]( [Investment U Conference 2025 - Ponte Vedra Inn & Club in Ponte Vedra Beach, Florida, March 30-April 2, 2025]( BUILD AND PROTECT YOUR WEALTH [Here are Three Steps You Need to Take to Protect and Grow Your Money When America Is Threatened With Mass Unemployment. Watch This Before AI Goes Supernova.]( [Has the Stock Market Lost Its Mind?]( [Get Marc's Top 5 Dividend Stocks (FREE PICKS)]( [Bitcoin: The Next Boom Will Include Smoke]( MORE FROM WEALTHY RETIREMENT [Article]( [Research Reveals Shockingly Consistent Market Anomaly]( [Article]( [Mercury General: A Classic Value Play?]( [Article]( [Will Main Street Capital Cut Its Monthly Dividend?]( [Article]( [The Best Time in the Election Cycle to Own Stocks]( [Facebook]( [Facebook]( [LinkedIn logo]( [LinkedIn]( [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0AChief Income Strategist Marc Lichtenfeld gets frustrated when he sees investors making this mistake...%0D%0A%0D [Email Share](mailto:?subject=A%20great%20piece%20from%20Wealthy%20Retirement...&body=From%20Wealthy%20Retirement:%0D%0A%0D%0AChief Income Strategist Marc Lichtenfeld gets frustrated when he sees investors making this mistake...%0D%0A%0D [Push Alert]( [Push Alert]( SPONSORED [JOLTS OVERNIGHT TRADE DEMONSTRATION]( [115% Average Gain]( Every Time The Government Releases Jobs, Inflation, GDP, and Other Economic Reports... Use The JOLTS Loophole to target up to 253%... 327%... Even 383% overnight gains... Whether the market surges... or crashes! [Discover The JOLTS Loophole (BEFORE Tues at 2 pm!)]( [The Oxford Club]( You are receiving this email because you subscribed to Wealthy Retirement. Wealthy Retirement is published by The Oxford Club. Questions? Check out our [FAQs](. Trying to reach us? [Contact us here.]( Please do not reply to this email as it goes to an unmonitored inbox. [Privacy Policy]( | [Whitelist Wealthy Retirement]( | [Unsubscribe]( © 2024 The Oxford Club, LLC All Rights Reserved The Oxford Club | [105 West Monument Street](#) | [Baltimore, MD 21201](#) North America: [877.808.9795](#) | International: [+1.443.353.4621](#) [Oxfordclub.com]( Nothing published by The Oxford Club should be considered personalized investment advice. Although our employees may answer your general customer service questions, they are not licensed under securities laws to address your particular investment situation. No communication by our employees to you should be deemed personalized investment advice. We allow the editors of our publications to recommend securities that they own themselves. However, our policy prohibits editors from exiting a personal trade while the recommendation to subscribers is open. In no circumstance may an editor sell a security before subscribers have a fair opportunity to exit. The length of time an editor must wait after subscribers have been advised to exit a play depends on the type of publication. All other employees and agents must wait 24 hours after publication before trading on a recommendation. Any investments recommended by The Oxford Club should be made only after consulting with your investment advisor and only after reviewing the prospectus or financial statements of the company. Protected by copyright laws of the United States and international treaties. The information found on this website may only be used pursuant to the membership or subscription agreement and any reproduction, copying or redistribution (electronic or otherwise, including on the world wide web), in whole or in part, is strictly prohibited without the express written permission of The Oxford Club, LLC, 105 West Monument Street, Baltimore, MD 21201.