What do electric cars and health insurance have in common?

Plus, how to outsmart car salespeople (no haggling required) [The Penny Hoarder Daily]( [Together with CarGurus]( The costs for both health insurance and electric vehicles are on the rise. They're very different things, but the result is the same: more of your money ending up in someone else's wallet. Read on to find out more about how you can combat a cost of living that simply keeps going up. If you're looking to buy or sell a car — electric or otherwise — today's sponsor, CarGurus, can help you master the market. CarGurus’ experts analyze millions of new and used car listings to help you [get the best deal on your next ride]( or the best return on a car you want to sell. Below we'll tell you all about how this unique way to buy and sell cars lets you outsmart car salespeople and skip the haggling.   [Hidden Charges: Electric Vehicle Registration Fees]( [Hidden Charges ⚡️ Electric Vehicle Registration Fees]( If you bought an electric or hybrid vehicle, you probably hoped to spend less on gas. But a growing number of states are charging electric vehicle registration fees to offset lost fuel tax revenue. That means owners of electric and hybrid vehicles should be prepared to pay a little extra when renewing their tags this year. Is an electric vehicle still worth it? [Together with CarGurus]( [How to Outsmart Car Salespeople (and Skip the Haggling)]( Car salespeople are renowned for sweet talking you into a pricier car. But did you know that instead of debating them on their turf, you can let dealerships pitch you their best prices online? A site called [CarGurus]( can steer you to the right buyer for your used car and help you arrive at a great price on a new one. CarGurus’ experts sift through countless dealer sites and classified ads to analyze millions of new and used car listings. They call out each car as “good” or “bad” deals based on fair market value. Shop in person (if you want) or purchase online. You can even schedule test drives or home drop-offs for a purchase. Just enter your license plate number and state see offers for your used vehicles. Or use their online tool to search for your next car by price, ZIP Code, make and model. You can also search listings based on your pre-qualified financing options (with no impact on your credit score). Skip the parlay with persuasive salespeople. [Visit CarGurus]( to get the best deal on your next ride or one you want to sell. [Find Your Price]( [🏁 What to Do If You Paid Too Much for Your Car]( From beep-beep to boo-hoo, do you feel like you paid too much for your car? Next time, [check out today's sponsor, CarGurus]( first! Even so, it's not too late — you can pump the brakes on those tears of vehicular regret with these six money moves.   [Health Insurance Premiums Are Rising]( [Health Insurance Premiums Are Rising]( Did your take-home pay get smaller when the calendar flipped to 2024? Check your pay stub like Honest Abe here to see if you're one of the many working Americans who saw their health insurance premiums spike this year. For some, this rate jump is reducing their take-home pay. If this is happening to you, our article explains what's causing the spike and what you can do about it.   [6 Ways to Keep Up with the Cost of Living]( Between insurance rates and prices for food, transportation and housing, the cost of living keeps rising. It can be hard for a Penny Hoarder to keep pace. Here are [six ways you can stop losing financial ground]( and actually get ahead this year. [Get Ahead in 2024](   [⛓️💥 7 Surprisingly Legal Ways to Escape Debt]( Illegal: Escaping prison. Legal: Escaping debt. We can't help you with the first one, but we can definitely help you with the second. Here are [seven shockingly legal ways you can free yourself from debt](.   [Free Template: How to Write a Goodwill Letter That Works]( Another tactic to try if you want to move on from your debt is a goodwill letter. A goodwill letter is a way to get accurate, negative line items removed from your credit report. The creditor who reports the negative line item has the power to remove it. So your goal is to write your creditor a letter that persuades them to do just that. We have tips and a free template to help you write a goodwill letter that works.   Was this email forwarded to you? [Subscribe Now]( Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](