Zombie debt got you down?

Here’s how to make sure your debts stay dead — for good [The Penny Hoarder] DAILY December 5, 2019 [Image] [Parexel]( Hey Penny Hoarders, If you haven’t seen “baby Yoda” yet — wait, what are we saying?! You’ve definitely seen baby Yoda somewhere on the internet. You can’t scroll social media for more than a minute without stumbling across a baby Yoda meme. (And if you actually haven’t seen baby Yoda yet, do yourself a favor and pull up a Google search when you’re done here. It’s, uh, pretty dang cute.) Today, we’re talking about something way less cute (zombie debt) and a new way you can start making extra cash. [Debt]( Haunted by Zombie Debt You Don’t Even Owe? Here’s How to Get Rid of It Undead debts bringing you down? Zombie debt is debt that’s so old you can’t be sued to pay it — but debt collectors buy up the debt and then try to trick or convince you to make a payment on it, which restarts the clock on the debt, allowing them to start hounding you again (hence the “zombie”part). If scavenger debt collectors are terrorizing you, take this three-step approach to bury your zombie debt permanently. [Debt]( [Budgeting]( [5 Ideas for Budgeting Your Holiday Bonus or Christmas Cash]( by Nicole Dow Feeling Stuffed? Have a lot of stuff… and not a lot of room? From baby bibs to handbags, these six clothing exchange stores will buy your used clothes and accessories. Here’s [how to get the highest return for everything taking up space]( in your closet. Code Word: Benefits Fullstack Academy, a school for coders and software developers, [is hiring a full-time, fully remote student adviser]( to help incoming students prep for the school’s intensive coding programs. No coding experience is required — and the benefits are pretty sweet. [Image] [Parexel]( Help People, Make Money When it comes to making money, you’ve tried just about everything: You’ve walked countless dogs, delivered burritos to couch potatoes all over town and even done your fair share of DIYing. Now, you’re on the hunt for a new way to make extra cash. How about taking part in a clinical research study? (Bonus: Taking part in these studies is a great way to help find treatments for common illnesses!) We suggest starting with a contract research organization called Parexel, which has been testing new medications and devices since 1982. It conducts clinical trials in [Baltimore]( and [Los Angeles]( — and it’s willing to pay you up to $12,000 per study. You don’t necessarily have to have an illness to participate in one of these studies; the first phases of Parexel studies typically focus on healthy volunteers, and they tend to pay more. As a general rule of thumb, Parexel is looking for participants between the ages of 18 and 55 who have a body mass index (BMI) of 32 or less. (For healthy volunteers, Parexel is looking for people in overall good health, who are not diagnosed with any major medical conditions and don’t consistently require prescription medications.) You can live anywhere in the U.S. as long as you are able to travel to either Baltimore or Los Angeles To get started, go to Parexel’s website and scroll through its available studies. Take note of each study’s dates, requirements and compensation, and, if you find a match, apply for the study online by filling out some basic information. If you don’t find a match? Join Parexel’s mailing list, and it’ll email you when new trials become available. So if you’re ready to start getting paid for helping people, you can browse the available studies in [Baltimore here]( and [Los Angeles here](. [Parexel]( [Image] [Word of the Day]( Follow us on: [Facebook]( [Instagram]( [Twitter]( [Pinterest]( [YouTube]( [Image] The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Update mailing preferences](. If you no longer wish to receive emails, [unsubscribe here](. Questions? View our [Privacy Policy](. [View this message in browser](.