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How one woman saved her family vacation (and $25K) [ThePennyHoarder.com]( October 5th, 2018 Brazillian surfer Maya Gabeira received a Guinness World Record this week for riding a 68-foot wave off the coast of Portugal. That's as high as four giraffes standing on top of each other. (We know because we looked it up.) But today, we’re not talking about giraffes, we’re talking about dogs; they’re expensive to care for, but they’re just so darn wonderful. First, this news… Survey Says| Making money by taking surveys is such an enticing idea. But more often than not you’re left with little to show and time you’ll never get back. We reviewed VIP Voice, which compensates you with points you can use to enter sweepstakes. Here’s the honest [truth about what we thought](. Nice Save!| Linnea Nelson, a Denver-based IT professional, was never able to save much money. Then she discovered a savings app called Digit, and was able to save (puns!) her family’s big road trip vacation. And now? [She’s saved more than $25,000 in three years](. Calling All Ladies| No, your boss didn’t accidentally wash a red sock with his whites — October is Breast Cancer Awareness Month! And while we can’t stop everything around you from going pink, we did find six places where you can get a [free or low-cost mammogram]( this month. How to Train Your Doggo| Adopting a dog is a rewarding experience, but it isn’t for the faint of heart (or the faint of budget). Since adopting his two pups, contributor Tim Moore has faced his fair share of dog-related expenses. Between things like specialty puppy chow for a sensitive stomach and a string of medical costs for a dog that just can’t seem to catch a break, he’s been forced to face the financial realities of pet parenthood and knows just how pricy it can be. Over the years, though, he’s learned how to cut costs where he can, and he’s all about those doggie DIYs. Moore makes homemade dog treats and toys, grooms his pups in the backyard and, with plenty of patience and determination, even obedience trained his dogs at home. After adopting each of his pups, Moore knew how crucial obedience training would be to their behavior, safety and happiness — but he wasn’t prepared to shell out a few hundred bucks for a training class at a pet store. So, instead of enrolling them in expensive obedience classes, he studied up and learned how to train his dogs himself. Here’s [how he trained his dogs to sit, stay and “drop it”]( — plus a few other key commands — without the help of an expensive obedience class. WORD OF THE DAY Pet insurance (n): Just like human health insurance, but for your pet. Securing pet insurance while your pet is healthy can seriously help cut down on costs should an accident or illness happen. Dogs are wonderful, excellent, amazing, outstanding and all the other words that mean something along those lines. They really are. But dogs are also expensive, costly, pricy (you get the gist) to take care of. Throw a bad accident or a sudden doggy illness into the mix and yikes — your furrever friend might be more than you bargained for. Pet insurance can help keep potential costs down, but, before you decide you’re ready to welcome home a new member of the family, [you should consider the true (and extensive) costs of owning a dog](. The Penny Hoarder | 490 1st Ave S, Suite 800 | Saint Petersburg, Florida 33701 | United States [Unsubscribe]( from all email from The Penny Hoarder. Questions? View our [Privacy Policy](. Having trouble reading this email? You can [view it online](.