How to file an insurance claim without getting denied

There are 6 factors to consider [The Penny Hoarder Daily]( [What to know before filing an insurance claim]( [Don't Be Denied]( [What to know before filing an insurance claim]( Hurricanes, floods, the neighbor kid who doesn't know how to parallel park — the world is filled with things that can damage your property without warning. Unexpected damage to your car or home may have you running to your insurance company looking to file a claim, but before you do, [stop to evaluate these six factors](. A claim may actually cost you more money in the long run, making paying out of pocket the better option. We explore both routes to save you the trouble (and some money).   [More Than $25K in Debt? Make These Moves]( Feel like you're carrying too much debt? That debt could be hurting your credit score. We'll tell you how you can tackle it, even if you owe thousands. We're willing to bet [you're paying too much interest](. [Wipe Out My Debt](   [Our Crystal Ball Says Social Security Benefits Are Shrinking]( [Our Crystal Ball Says Social Security Benefits Are Shrinking]( The Social Security Administration announced 2025's cost-of-living (COLA) adjustment for beneficiaries, and it's making news for a very unfortunate reason: [It's the smallest COLA increase since 2021.]( Just how small is this increase? And how can seniors find out exactly how much their Social Security benefits will go up? Our guide has all the details.   [How Rich People Retire Early]( They could probably retire any time they want to, but rich people want to stay rich during retirement. And if you want to [retain your spending power when you're done working]( steal some of these strategies rich people use to retire early. [You're probably paying too much for car insurance]( [Feel Money Dumb? Take Off The Dunce Cap]( No offense — we're sure you're very smart. But most people, smart people included, haven't tried these idiot-proof money moves. For example, you could [invest in real estate with just $10](. Or you could spend that ten bucks on an iced coffee. Put on your thinking cap — which sounds smarter to you?   [Are These Early Turkey Deals Worth It?]( Major grocery chains Aldi and Walmart have rolled out some [early deals on Thanksgiving goods](. Does the old adage about early birds hold true in this case? Or are we counting our chickens turkeys before they hatch? Our expert has the details.   [We'll Text You More Money Tips]( Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](