Get frugal and hoard more rubles this fall

Frugal – funny-sounding word, solid financial lifestyle [The Penny Hoarder]( [Frugal People Never Spend Money On These Things]( Ever feel like you need a personal spending freeze? Being frugal is all about knowing what essentials NOT to spend on because you might be able to get them for free. Uncover some new cost-cutting secrets from the most frugal people we know, and [rethink your shopping habits](.   [Pocket a Cool $2,648 Without a Second Job]( When you need extra money, a second income sounds very cool. But a second job? That doesn't sound cool at all. We'll show you how to [bank an extra $2,648]( without the burden of another job.   [Uncover All The Secret Online Freebies]( Discounts, freebies, perks — the internet is full of them, if you know where to look. Like pigs hunting truffles in oak forests, Penny Hoarders really know how to sniff out the best internet freebies. And as the dedicated free-searchers we are, we've found more than [a dozen companies that will give you free stuff](.   [Snap Out Of It! Break Your Chains Of Debt]( If you’re reading this, there’s a 50% chance you have credit card debt. And if you don’t pay it off every month, you’re draining your bank account with painfully high interest payments. Don't worry — we created [an escape plan for you](.   [10 Ways to Make Money From Home]( Penny Hoarders love WFH jobs, so we're bringing you ten ways you can make money at home. These aren't straight-up jobs — more like side-gigs and money moves to help you [earn more without even leaving the house](.   [Little Things That Can Speed Up Your Retirement]( If all this money talk has you ready to retire, we understand. What if that wasn't just a dream? What if you could knock months or even years off the time left until retirement? If you build these little things into your budget, you could [retire earlier than planned](. Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](