We know you wanna work from home

Remote jobs with Auth0, lending money to friends and a gender gap for debt [The Penny Hoarder]( [THEPENNYHOARDER.COM]( MONDAY, OCTOBER 30, 2017 Morning, Friend. Before you spend tomorrow wolfing down candy and dressing up in your cutest/scariest costume, let’s have a super adulty Monday. Today’s tips answer some tricky questions about budgeting and credit cards. First, this news… We Know You Wanna Work From Home Auth0, a single sign-on universal identity platform, is hiring dozens of remote workers around the world. From creative writing to customer service, there’s a little something for everyone. [See what’s available and how to apply here](. It’s Closing Time All the single ladies… are nervous about buying homes. It means less debt for women compared to men, but are you missing out on valuable investments? [Here are some tips to buying a home while being a woman](. TFW You’re All About TMI Talking about your salary with your coworkers is one of life’s most touchy taboos. But it’s not illegal — nor can your employer legally forbid it. Plus, [breaking the silence comes with some benefits](. The knowledge can support your salary negotiations, prevent wage gaps and help your friends understand why you don’t want to go out for drinks — again — this Friday. Balancing Act Ever think spending your whole paycheck every month is actually a good thing? For proponents of the [zero-based budget]( it is. This budgeting philosophy involves a little math and a little planning, like any budget. Unlike other budgets, it doesn’t require you to restrict your spending. Instead, it encourages you to zero out your balance every month. Like, earn $4,500, spend exactly $4,500. That includes your monthly bills, credit card and student loan payments, and savings plan. It’s not all fun money. The budget isn’t about spending your money recklessly — quite the opposite. It helps you create a purpose for every dollar you earn. Think your dollars could use a little more direction? [Try the zero-based budget for yourself](. Word of the Day Fraud protection (n): The limit to your liability if a thief steals your credit or debit card (or card number). Some is mandated by federal law, and some comes from the companies that issue your cards. You can run your debit card “as credit” — but that doesn’t make it a credit card. Credit and debit cards function differently and offer a range of security options, depending on how you use them. [We explained the differences in plain English]( so you can understand what it all means for your wallet. Until tomorrow :) The Penny Hoarder | 490 1st Ave South, Suite 800 | Saint Petersburg, Florida 33701 | United States You can [update your mailing preferences here]( or [unsubscribe]( from all email from The Penny Hoarder. Questions? View our Privacy Policy. Having trouble reading this email? You can [view it online](. Like what you're seeing? Go old-school and [share this]( someone you like. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - -