What happens to debt when you die?

Plus, you don't have to wait for your paycheck [The Penny Hoarder | Sum It Up]( [Together with EarnIn]( Well, Penny Hoarder — we did it. We made it through our mid-year financial review. We covered everything from budgeting to taxes and insurance to managing debt and your credit score. In this newsletter, we're sharing the most popular articles from this last week of discussion about retirement and estate planning. We hope the mid-year review helped set you up to earn and save more during the second half of 2024 and beyond. But if you're still struggling to make ends meet today, we get it. We found a company that wants to help you [access your paycheck sooner](. You earned it, so why wait for your money?   [24 Gigs That Are Great for Bored Retirees]( A little work can feel extremely rewarding, especially when your life and finances don’t depend on the income. Plus, working part-time is a good way to stay active and social at any age. [Retirees looking for a side gig]( should start with our list. [Together with EarnIn]( [Got Bills? Get Paid Today]( Money can travel around the world in seconds, but most of us can only pay our bills twice a month. Employers are stuck on the bi-weekly paycheck system, but you don’t have to be anymore. [A company called EarnIn]( can help you get your hands on your money as soon as today (and avoid paying bills late). It’s simple. You work almost every day, so you should be able to get paid almost any day. With EarnIn, you can cash out up to $100 a day from your paycheck or up to $750 per pay period.1 No, EarnIn won’t charge you interest or membership fees.2 And to keep their services affordable, there’s no set price. They just ask you to consider paying a tip.3 Half of EarnIn’s customers now say they can afford a $400 emergency, and 60% of customers state they can pay their bills on time more often. But don’t wait until you need it badly — sign up for a backup plan. [Create an EarnIn account now]( and link your bank account. When you’re done, they’ll just need to verify that you have a paycheck coming up. [Get Your Money]( [Money Dumb? Take Off The Dunce Cap]( No offense — we're sure you're very smart. But most people, smart people included, haven't tried these idiot-proof money moves. For example, you could [invest $10 in a $1 billion portfolio of real estate]( around the country. Or you could spend that ten bucks on an iced coffee. Hmm … which sounds smarter to you?   [What Happens to Debt When You Die?]( [What Happens to Debt When You Die?]( Debt collectors only really care about collecting on your debts ... whether you're here to pay or not. So, who gets [stuck with your bills]( when you're gone?   [5 Little Things That Can Bump Up Your Retirement]( What if you could knock months or years off the time left till retirement? If you build these little things into your budget, you could [retire earlier than planned](.   [UPDATED: 50 Easy WFH Gigs for Earning Extra Cash]( From earning cash prizes on your phone to getting paid to drink beer, we’ve recently updated our 50 ways to help you [earn some quick cash](.   [Stretch Your Retirement Budget]( Life may feel more relaxed and carefree after retirement, but when you say goodbye to your 9-to-5, you’re also saying goodbye to a regular paycheck. If you want your retirement to stay chill, you’ll have to master the art of stretching — stretching your savings, that is. Take these [nine steps to stretch your budget for decades](.   [We'll Text You More Money Tips]( 1Subject to your available earnings, Daily Max and Pay Period Max. EarnIn services may not be available in all states. Restrictions and/or third-party fees may apply, for more information review our Terms of Service available at [EarnIn's homepage](. 2Restrictions and/or third-party fees may apply. See [EarnIn.com/TOS]( for details. 3Tips go to EarnIn and do not impact the quality and availability of services, whether you tip or not. Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. [Learn more]( about how we make money and select our advertising partners. We’re letting you know because it’s what Honest Abe would do. After all, he is on our favorite coin. © 2024 The Penny Hoarder. All rights reserved. 490 1st Ave S. Suite 800 | Saint Petersburg, FL 33701 | U.S. [View in browser]( [Mailing preferences]( | [Unsubscribe]( | [Privacy Policy](