Wealth Is a Grind—But Passivity Is the Real Risk

One bad move can wreck decades of savings. ͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­͏   ­ Forwarded this email? [Subscribe here]() for more [Wealth Is a Grind—But Passivity Is the Real Risk]( One bad move can wreck decades of savings. [Josh Belanger](joshbelanger) Nov 26 joshbelanger [READ IN APP]( Richard Whitacre thought he’d done everything right. For decades, he worked hard, saved consistently, and built up $763,000 in his 401(k). That money represented years of sacrifice, discipline, and hope for a secure retirement. Then, he got the pitch. An ETF tied to a financial firm offering an “ironclad guarantee” of 15.25% annual returns. No volatility. No risk. Just steady, reliable income for life. It sounded perfect. Richard rolled over his entire retirement savings—every last penny. Within months, the firm collapsed. His $763,000? Gone. The “guarantees”? Worthless. And now, Richard faces sleepless nights, a massive tax bill, and the reality that decades of work vanished because of one bad move. It’s easy to think, “That could never happen to me.” But the truth is, it happens all the time. Why? Because being passive with your money is dangerous. No one will protect your wealth better than you—not fund managers, not financial advisors, and certainly not the people promising “sure things” and “ironclad guarantees.” Wealth isn’t about shortcuts. It’s about taking control. It’s about making smart decisions—again and again. Staying disciplined. Understanding the risks and the opportunities. That’s what separates those who survive from those who thrive. The grind of building wealth isn’t glamorous. But it works. Think about it: What if Richard had taken the time to understand the risks before rolling over his savings? What if he had the knowledge and confidence to say, “I don’t need someone else to manage my money—I can do it myself”? That’s exactly why I created Options Insider. It’s not about chasing trends or handing over control to someone else. It’s about giving you the tools to take charge of your financial future—and build wealth that lasts. As an Options Insider member, you’ll get: - One new trade idea every week—complete with in-depth research and clear action steps. - Weekly market reports breaking down what’s happening, where the opportunities are, and how to stay ahead. - Exclusive access to my special reports, including: - Bitcoin: The Third Wave—Learn how to position yourself as Bitcoin rockets past $100,000 toward $150,000 and beyond. But here’s the thing: For annual subscribers, I’m adding even more value. Annual members will gain exclusive access to two brand-new reports: - The Bulletproof Portfolio: The Lowest-Risk Portfolio Strategy That Builds Wealth This in-depth report shows how to create an All Weather portfolio designed to grow no matter what happens in the markets. From the ideal stocks to own to strategies for long-term control, this report is your roadmap to steady, reliable growth. - Better Than Bitcoin This isn’t just another crypto play. It’s like strapping a rocket to Bitcoin—with 10x potential. These reports are only available to annual subscribers. And that’s not all. As part of my Black Friday special, you’ll also receive access to my Getting Started with Options Quick Start—a video series that has previously sold for as much as $2,000. This series will be available next week, and you’ll be among the first to receive it. Right now, you can lock in an annual subscription to Options Insider for just $1,000. After Black Friday, the price will increase as I continue to add even more value with new reports, tools, and insights. Now is the perfect time to join—or upgrade your subscription from monthly to annual—and take advantage of everything Options Insider has to offer. [Click here to upgrade to annual and claim your reports.]( Building wealth takes discipline. It’s not flashy. It’s not easy. But it’s worth it. Because when you stay in control, avoid the traps, and grind smarter—not harder—you’re not just surviving the market. You’re thriving. [Click here to join or upgrade to Options Insider annual today.]( Trade smart, Josh Belanger You're reading a preview of Belanger's premium insights. Imagine having access to exclusive reports and high-conviction trade ideas every week, like 'The #1 Trade to Make Before Election Day' and 'Congress' Secret Stock Playbook: The Top 5 Power Picks Revealed.' Don’t miss out—upgrade to unlock the full experience and take your trading to the next level. [Upgrade to paid]( [Like]( [Comment]( [Restack]( © 2024 Josh Belanger 548 Market Street PMB 72296, San Francisco, CA 94104 [Unsubscribe]() [Get the app]( writing]()