SPECIAL REPORT: Kiplinger’s Cheapest List

Kip ETF 20: The Best Cheap ETFs You Can Buy | 10 Cheapest Small Towns to Live In | Car Insurance Rates Cost Less in These States Created for {EMAIL} | [Web Version]( December 6, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( Kiplinger Today [SIGN UP]( ⋅ [WEBSITE]( [] Feature [] [Kip ETF 20: The Best Cheap ETFs You Can Buy]( (Getty Images) [Kip ETF 20: The Best Cheap ETFs You Can Buy]( Exchange-traded funds have become a preferred investment vehicle, with U.S.-based ETF assets reaching $9 trillion — popularity driven by their low cost, ease of trading, and tax efficiency. Use our Kip ETF 20 to find low-cost options to build a diversified portfolio. [Kip ETF 20]( [] Places to Live [] [10 Cheapest Small Towns to Live In]( These towns, with populations ranging from 10,000 to 50,000, offer significant savings on housing, groceries, and utilities compared to national averages. They aren’t for everyone, but their charms can make them the best places to live for plenty of folks. [Small Towns]( [Top 5 Wealth Management Firms in the US]( If you're looking for help with wealth management, retirement, or tax planning, finding the top financial advisor in the United States means choosing between thousands of options. Check out the list of top 5 firms in the US for individual investors. [See the list]( ADVERTISEMENT [] Retirement [] [Car Insurance Rates Cost Less in These States]( (Getty Images) [Car Insurance Rates Cost Less in These States]( Car insurance premiums increased by 26% in 2024. Rates vary significantly by state, influenced by minimum coverage requirements, claim frequency, population density, and cost of living, but which has the cheapest? [Find Out Here]( [] Insurance [] [Does It Save More to Leave Your Heat on or Turn It Off When You Leave?]( It’s tempting to turn off the heat when you are out because it seems sensible; why should you worry about heating an empty home? Kiplinger personal finance writer Erin Bendig tells you which option will help you save on your energy bills and why. [Home Heat?]( [] Home Savings [] [Free (or Cheap) College for Seniors and Retirees in Each State]( (Getty Images) [Free (or Cheap) College for Seniors and Retirees in Each State]( Every state offers free or reduced-cost college classes to retirees, however, the details vary. Look for your state, find out how to enroll, and take advantage of the steep discounts. [Colleges]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] Smart Shopping [] [Amazon or Walmart: Who Has the Lower Prices?]( While Amazon maintains a price advantage in several categories, Walmart has improved its competitiveness, especially in local produce and organic offerings. Discover how these retail giants stack up and what it means for your wallet this holiday season. [Amazon vs. Walmart]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report](, and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. [Sign up to explore more newsletters](. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Kiplinger]( [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:kiplingertoday@smartbrief.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036