This Week's Top Ping Identity Blogs

[Ping Identity]() This Week's Top Ping Identity Blogs Blog Subscription Weekly Email ‌ Hello! Here's the latest and greatest from the Ping Identity blogosphere. [What Is Account Creation Fraud? | Ping Identity]() Posted: Thursday, June 23, 2022 Account creation fraud–also referred to as new account fraud (NAF) or fake accounts fraud–is the act of fraudsters creating accounts on online services with malicious intent. There are many variations in how and why fraudsters engage in this activity (and we will cover these below in detail), but the general ideas are the same: - A fraudster creates accounts on an online service with malicious intent using fake or stolen identity information. - A fraudster uses fake accounts to conduct fraudulent activity for the purpose of monetization (directly or indirectly). The tactics of account creation fraud vary between different online services depending on the information required for account creation, the information verification processes, and eventually the ways that accounts can be used for illegitimate activity. Some examples of these differences between services are as follows: - Online gaming platforms: A valid email address alone is sometimes sufficient to create an account. Once created, a fake account may be used, for example, to spam other players or to gain in-game assets that can then be transferred. - Online retail and e-commerce: An email address and basic details such as gender and name are usually sufficient for account creation. A fake account may be used, for example, for credit card testing (i.e., simply verifying that account details and credit card details are valid) or as part of accounts referral chaining to collect referral bonuses. - Financial services: Account creation usually requires highly detailed account information such as an address, phone number, and social security number. A fake account may be used, for example, to access credit. [View article]() [Balance UX and Security | Ping Identity]() Posted: Wednesday, June 22, 2022 Between long hours at work and time spent on devices outside of work hours, digital interactions have become a dominant and permeating force in the lives of people all over the world. In 2020 and 2021, the global COVD-19 pandemic rewired consumers to be digital-first ([Adobe]()). Because of this, organizations and businesses have become hyper-focused on boosting user experience (UX) to ensure that customers and employees can easily engage with all their digital properties, helping to support and drive business growth. Unfortunately, this also means that bad actors are also on the rise, and online threats are more prevalent than ever. A great UX is critical in this digital-first world but begs the question: is it possible to balance UX and security in a way that creates a smooth experience for the user and a secure environment for your organization? In this article, we will look at how identity security can balance UX and security throughout the user journey. [View article]() [What Is Zero Downtime Deployment? | Ping Identity]() Posted: Tuesday, June 21, 2022 Companies that are able to have 100% uptime tend to have a leg up over the competition. They therefore can’t risk having any downtime, as this period offline can be harmful to their revenue, customer loyalty, and ultimately their bottom line. Concern regarding downtime is one of the major reasons that companies may be hesitant about implementing changes to their applications and services, including minor updates. Should you keep a current/old version so that users won’t lose access, or should you launch the new version but risk pushing users away to the competition while you make updates? This is where zero downtime deployment comes in. Companies can launch new versions of their applications and services without needing to have any downtime during the process. [View article]() [The Role of Dynamic Authorization in Fraud Prevention | Ping Identity]() Posted: Monday, June 20, 2022 The pandemic left many businesses unprepared for the sudden shift from face-to-face interactions to mostly digital operations. From banks to retailers to grocery stores to healthcare providers, organizations without systems in place to support secure user access from devices 24/7 put their businesses, employees, partners, and customers at risk. In Ponemon’s 2021 study [The Real Cost of Online Fraud](), 61% of respondents said their organizations did not have the right technologies to mitigate online financial fraud. Enterprises in the early stages of their digital transformation struggled to keep up with new market entrants with better customer experience, and they started losing market share. They also opened themselves up to attacks by bad actors. Organizations using [role-based access control (RBAC)](), a coarse-grained approach that was effective when users and systems were on-premises, found that they needed a more flexible approach and migrated to an identity-defined security solution, [attribute-based access control (ABAC) with dynamic authorization](). This new approach combines centralized control with user-level context to make real-time decisions. [View article]() ‌ CHECK THESE OUT! ‌ [Twitter]() [Facebook]() [Linked in]() [Youtube]() [CONTACT PING]() © Ping Identity. All Rights Reserved. 1001 17th Street, Suite 100 | Denver, CO 80202 | [+1 303-468-2900]() [Update preferences or unsubscribe »](