When should you do if fixed d rates just ain't cuttin' it? 🏦

Here are 5 low-risk alternatives. ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ ‌ [credit cards]( [travel insurance]( [membership]( [Blog]( What Goes Up Must Come Down Remember when fixed deposit rates in Singapore hit 4% at the start of 2023? What a way to start the year. To put things into perspective, the last time 12-month deposit rates exceeded 3% was in November 1998. But you know what they say, what goes up must come down. Since the 4% high in Jan 2023, Singapore’s fixed deposit rates have been falling…and falling. Now, as of Jun 2023, some banks have even brought their rates down to below 3%. So you might be wondering, what other investments are there that are just as safe as good ole’ fixed deposits? Here are 5 low-risk alternatives to fixed deposits that you can invest in worry-free. [Read More]( 3 min read [Highest-Paying Jobs in Singapore 2023—Which Industries Pay Six-Figure Salaries?]( Is tech really where it’s at? [Read Now →]( 4 min read [Credit Card Annual Fees: Annual Fee Cost & How to Get Annual Fee Waivers]( What even is a credit card annual fee for? [Read Now →]( 4 min read [Best Hotel Rewards and Loyalty Programmes]( Because we all want free stays, room upgrades, and VIP perks. [Read Now →]( 3 min read [17 Essential Travel Hacking Tips For Your Next Trip]( How does one stay abreast of flight and hotel booking deals? [Read Now →]( 4 min read [The Ultimate Guide to Bouldering in Singapore]( If you don’t know what’s bouldering, you must be living under a rock (pun intended). [Read Now →]( 2 min read [What Netflix’s Beef Teaches Us About Money]( Yes, there are things to learn even in the flurry of emotional manipulation and repressive loneliness. [Read Now →]( 3 min read [How Much Does It Cost To Maintain A Car in Singapore?]( Is dealership or third-party car servicing better? [Read Now →]( 2 min read [Taking a Loan: Pros and Cons of Mortgage Brokers Vs Banks]( There's no such thing as the "best" home loan, only the one most suitable for you. [Read Now →]( Follow us to browse our bite-sized content pieces and to stay on top of our exclusive promos! [credit cards]( [travel insurace]( [personal loans]( [Blog]( This email was originally sent to {EMAIL}. You have received this email because you are subscribed to MoneySmart Singapore’s awesome newsletter. Sent by MoneySmart Singapore Pte Ltd, 8 Commonwealth Lane, #04-02, Singapore 149555, Singapore in [Unsubscribe](