4 Investing Lessons, Savings Habits, and Crypto YouTubers

10 Things the Middle Class Won't Afford in Less Than a Decade                                                                                                                                                                                                                                                                                                                                                                                                                 January 02, 2024 | [Read Online]( Good morning. It's Tuesday, Jan. 2, and we're covering middle class struggles, low-budget marketing ideas, the pros and cons of real estate investing, and much more. First time reading? [Sign up here](. Stock Market Update Market Performance: January 2, 2024. The top 25 stocks in the S&P 500 by weighting represent the largest, most influential companies in the index and are indicative of the performance of the overall stock market and the health of the U.S. economy. The index weights constituents by market capitalization, meaning companies with larger market values carry greater importance than smaller-sized firms. Large-cap technology companies such as Apple Inc. (AAPL), Amazon Inc. (AMZN), Microsoft Corp. (MSFT), and Nvidia Corp. (NVDA) combined hold over $8 trillion in total market-cap, which makes these companies very influential in the overall outlook. The table below lists the S&P 500's top sectors by weighting as of Dec. 14, 2023. The information technology, healthcare, financials, and consumer discretionary sectors carry a cumulative weight of 64.6%. [Conversely, the least weighted sectors include utilities, materials,]( and real estate, with a combined weight of just 7.3%. Financial Maverick Insights 10 Things the Middle Class Won’t Be Able To Afford in Less Than a Decade In a world where the financial landscape is constantly shifting, the middle class often finds itself in a precarious position. Caught between the affluence of the wealthy and the struggles of the lower economic tiers, middle-class individuals are increasingly facing financial challenges that could significantly alter their lifestyle in the coming decade. Private Education for Children Private schooling offers certain advantages but comes at a significant cost. If the gap between public and private education costs continues to widen, it might become an option only for the wealthy. High-Speed Internet and Premium Streaming Services In our increasingly digital world, fast internet is a necessity. However, the cost of high-speed internet and subscriptions to multiple premium streaming services might become a significant burden for middle-class budgets. Personal Fitness and Wellness Services [Personalized fitness and wellness services, including personal trainers,](dieticians, and boutique fitness classes, are becoming more popular. However, their cost is also rising, potentially making them luxuries that only the upper class can afford regularly. Free & Low-Budget Marketing Ideas for Any Business ​Small businesses often have a tight marketing budget to work with, which can make promoting your business a challenge. The good news is, there are plenty of ways for you to market yourself to your customers without spending any (or much) money. Create a free Google My Business account For local businesses especially, a Google Business Profile has become one of the most effective free marketing strategies available. This must-have piece of marketing collateral allows your business to show up on Google Maps, the local section of Google Search, and the right-side Knowledge Panel for branded searches. Post (and engage) on social media Increasing social media engagement and building a community online is a free way to grow your small business while expressing your brand’s personality and building trust with your audience. Create business accounts and participate in the big social media sites—Facebook, Instagram, LinkedIn, Twitter, YouTube, and more. This is something you can do whenever you have a few minutes to spare. [Now as a business owner, you probably don’t have the time to research and identify these free marketing ideas,]( so we’ve taken care of that for you. In this post, you’ll find a ton of free and low-budget ways to market your business. Real Estate News Exploring the Pros and Cons of Real Estate and Stock Investing Exploring the Pros and Cons of Real Estate and Stock Investing - Off Plan Property Exchange Are you building a real estate business or are you a transactional broker? - Chicago Agent Magazine Top Coach "[Success] is about creating a sustainable enterprise in an ever-evolving industry," writes Shy Bundy, a coach for John L. Scott Real Estate. New York’s Top Real Estate Agents: The 2023 List The power brokers who have bought or sold houses for Rupert Murdoch, Trevor Noah and Mindy Kaling in Manhattan and the Hamptons share their secrets to success: “Always be prepared, on time, humble and well-dressed." Personal Finance Tips 4 investing lessons I got from a $19 book that are helping me save more than ever The book "The Psychology of Money" by Morgan Housel is packed with truths about how your mindset affects the way you manage your money. The Psychology of Financial Planning | PLANADVISER Understanding how a client thinks and feels about money guides an adviser’s communication with them. How Our Brains Affect Our Savings Habits -- and What Experts Say to Do About It Saving money is about more than just the numbers. Alternative Investing 3 Top AI Stocks to Buy and Hold for the Next 5 Years The search for top AI stocks to buy and hold long-term is still on this year. ‘Bitcoin accepted here’: How Coin Bureau’s YouTuber Guy Turner got into crypto Guy Turner has long been the face of Coin Bureau, a popular educational channel that has attracted millions of subscribers on YouTube. Max Keiser Points to BTC Price Growth Estimate According to recent on-chain data, on Dec. 25, the Bitcoin network reached a historic milestone, recording an all-time high mining hash rate of 544 exahashes per second. Do you plan your finances for the year? [Yes]( [No]( Reach Over 100,000 Financial Mavericks Advertise with Financial Maverick to get your brand in front of the Financial Gurus in the world. The Mavericks are high-income and highly knowledge people who are always looking for an interesting product or tool. [Get In Touch]( Share Financial Maverick Calling all Financial Mavericks! 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