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Stepping Into Financial Resolutions | 14 Financial New Year's Resolutions For 2024 | Cars Are Losing Value More Slowly Created for {EMAIL} | [Web Version]( January 2, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Financial Resolutions]( It’s not too late to make or revise your New Year’s resolutions for 2024. I give myself a 7-day grace period and I’m extending that to you. If you are undecided about your financial resolutions, Kiplinger personal finance writer Erin Bendig has suggestions. She has rounded-up [14 financial resolutions from financial experts]( to help you finish 2024 stronger than you started. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [How Dividend Reinvestments Boost Your Returns]( If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [14 Financial New Year's Resolutions For 2024]( [14 Financial New Year's Resolutions For 2024]( (Getty Images) If you want to make 2024 the year you improve your finances or improve your financial habits — I have a very helpful list from some financial experts. The suggestion to modify your lifestyle to live below your means is one I plan on implementing. [Take a look at these 14 financial resolutions that can help make this January the best beginning to any yea](r. [] SHOPPING FOR CARS [] [Cars Are Losing Value More Slowly]( [Cars Are Losing Value More Slowly]( (Getty Images) I’ve always had a love/hate relationship with cars. They are endlessly useful and lose value like water through a sieve. Cars are now retaining more value over time because of recent market disruptions. [Keep reading to learn how the change in the market will impact your ability to buy a new or used car and what factors are driving the disruption](. [Have This Much Money? You May Want a Financial Advisor]( Money can't buy happiness, but research finds that if you have this much in household assets, hiring a financial advisor could help heighten your satisfaction levels. Just how much money do you need? [LEARN MORE]( ADVERTISEMENT [] STREAMING SERVICES [] [You Must Pay Extra to Avoid Amazon Prime Video Ads]( [You Must Pay Extra to Avoid Amazon Prime Video Ads]( (Getty Images) Many subscription services have raised their prices and some are offering ad-free tiers to their pricing models to give you the option to stay ad-free for a fee. Amazon announced last year its intention to roll out ads to their subscribers, and that time is here. [Read on to find out when the ads will begin and how much you’ll have to pay to stay ad-free](. [Investing should always be this easy]( We monitor your investment portfolios, automate rebalancing, and reinvest your dividends. Get started in minutes. Investing involves risk. [LEARN MORE]( ADVERTISEMENT [Advertisement] [] ALSO ON KIPLINGER [] - [Automakers’ added subscription fees]( raise legal questions - 4 ways to [beat ATM fees]( - What to know about the [new tax-free holiday]( in Florida - [Best rewards credit cards]( January 2024 ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036