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How Much You Can Save On Mortgage Payments With A Better Credit Score

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kiplinger.com

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Alerts@kiplinger.com

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Wed, Dec 6, 2023 12:42 AM

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Stepping Into Shutting Down Scammers | Lower Your Mortgage Rate by Raising Your Credit Score | How T

Stepping Into Shutting Down Scammers | Lower Your Mortgage Rate by Raising Your Credit Score | How To Shut Down Scammers Pretending to Be From Your Utility Company Created for {EMAIL} | [Web Version]( December 5, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Shutting Down Scammers]( I have a constructive way for you to [l]([ower your mortgage payments](. Kiplinger personal finance writer [Erin Bending]( can show you how much money you could save on your mortgage payments by improving your credit score. The work you do to get a lower mortgage rate will also improve your overall financial well being. Whether you pay a mortgage or rent, you also pay utility bills, and scammers are more frequently using [utility service](. Contributing writer [Joey Solitro]( provides more information about those scams and how to protect yourself. Joey also has the details of a deeply discounted streaming service bundle that will make the lower temperatures outside a good excuse to get cozy on the couch and watch some movies. - Donna LeValley, personal finance writer [Investing should always be this easy]( We monitor your investment portfolios, automate rebalancing, and reinvest your dividends. Get started in minutes. Investing involves risk. [LEARN MORE]( ADVERTISEMENT [Advertisement] [] TOP STORY [] [Lower Your Mortgage Rate by Raising Your Credit Score]( [Lower Your Mortgage Rate by Raising Your Credit Score]( (Getty Images) Mortgage [rates have dipped]( slightly; they are still higher than most people are comfortable with. There is one way to improve your rate — improve your credit score. I think this is a no-brainer because it will improve your ability to borrow generally and also help bring down monthly bills. There aren’t many drawbacks to a better credit profile. [Read on to learn some tips on how to do it and how much you could save with a lower rate](. [] SCAMS [] To Shut Down Scammers Pretending to Be From Your Utility Company]( [How To Shut Down Scammers Pretending to Be From Your Utility Company]( (Getty Images) There is no shortage of scams and scammers at this time of year. Preying on our need to stay warm, this scam uses threats of cutting off your utility service to get in your pockets. My advice is to always be a Grinch with your personal information. [We have tips to help you avoid being scammed and what to do if you are](. [Are You Maximizing Your Portfolio?]( An advisor can help you determine if you are making the most out of your portfolio so you can make the most of your retirement. Take this short quiz to get matched with up to 3 vetted financial advisors serving your area. It's never too late to work towards financial freedom. Get started today. [LEARN MORE]( ADVERTISEMENT [] STREAMING SERVICES [] [Verizon's Latest Streaming Perk Bundles Netflix and Max]( [Verizon's Latest Streaming Perk Bundles Netflix and Max]( (Getty Images) Phone carriers are offering sweeteners beyond deals on physical phones. I’m considering a new carrier because they offer free access to streaming services that I watch. Verizon has a money saving perk for myPlan customers. They are offering a steep discount on a Netflix and Max bundle. [Keep reading to find when the discount begins and how much you will save](. [3 Essential Steps Retirees Often Overlook]( Do you have gaps in your retirement plan? According to a recent Athene poll fielded by Kiplinger, here are 3 essential steps retirees often overlook in their planning. [READ MORE]( ADVERTISEMENT [] ALSO ON KIPLINGER [] - Walgreens new [digital tool to save on prescription costs]( - Kiplinger's GDP outlook: The [slowdown in 2024 will be short-lived]( - 4 easy [ways to get yourself fired]( - What consumers [spent a record $18.86 trillion]( on ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](concat('mailto:',$brief_feedback_email)) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036

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