What Is A “Keep It” Return Policy?

Stepping Into Clutter-Free Living | Holiday Shopping? Some Stores May Let You Keep Your Returns | 7 Places to Buy a Vacation Home Safe From Climate Risks Created for {EMAIL} | [Web Version]( December 4, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] - [Stepping Into Clutter-Free Living]( I was shocked the first time a retailer issued me a refund without wanting the merchandise back. The seismic increase of online shopping has naturally led to an increase in returns made by mail or BORIS, buy online and return in-store, my personal favorite because I get my refund faster. Now, Kiplinger contributing writer [Jamie Feldman]( explains why retailers are using “keep it” policies more often. Let’s talk about shopping for something the UPS man can’t deliver — a vacation home. The newest amenity I am looking for is climate stability. A vacation home will always need maintenance, but I don’t want to have to track [hurricanes]( and hope for the best. Contributing writer [Becca Van Sambeck]( has a list of seven beautiful places to own a vacation home without extreme climate risks. Lastly, I am bringing you eight tips to help declutter your home. Don’t hang on to those unwanted returns and don’t keep anything you don’t use. Less stuff and more experiences will make us all happier. - Donna LeValley, personal finance writer P.S. I welcome your questions and suggestions about this newsletter – you can reach me at d.levalley@futurenet.com [7 Mistakes to Avoid When Hiring an Advisor]( Working with a financial advisor can be a crucial part of retirement planning. But choosing the wrong one can wreak havoc on your investments. Here are 7 common mistakes to avoid when hiring a financial advisor so you can work towards a more comfortable retirement. [LEARN MORE]( ADVERTISEMENT [] TOP STORY [] [Holiday Shopping? Some Stores May Let You Keep Your Returns]( [Holiday Shopping? Some Stores May Let You Keep Your Returns]( (Getty Images) Returns and exchanges can be annoying to customers and come at a cost to sellers. I received the wrong $3 dinosaur ornament and Target sent out a replacement and suggested I keep, gift or donate the original item. I appreciate the convenience of this gesture, and there are advantages for the retailers, too. [Keep reading to find out more about these “keep it” return policies and where you're most likely to encounter them](. [] REAL ESTATE [] [7 Places to Buy a Vacation Home Safe From Climate Risks]( [7 Places to Buy a Vacation Home Safe From Climate Risks]( (Getty Images) Most people think a vacation home equates to warmer temperatures and proximity to a beach or shoreline. But increasing natural disasters, skyrocketing rebuilding costs and difficulty getting adequate insurance is making some look elsewhere to locate their part-time retreat. [Read on to learn about the seven different places we think offer a respite from life and extreme weather](. [A better way to invest]( investing for you, managed by us. Automated trading, rebalancing, and dividend reinvestment, we put our technology behind every dollar you invest. Investing Involves Risk [LEARN MORE]( ADVERTISEMENT [Advertisement] [] HOME IMPROVEMENTS [] [8 Tips to Avoid Overwhelm When Decluttering Your Home]( [8 Tips to Avoid Overwhelm When Decluttering Your Home]( (Getty Images) I am crawling into nooks and attic spaces to hunt down wayward holiday decorations and coming across a lot of boxes I don’t remember packing and storing. I plan to use this opportunity to get rid of stuff I forgot I owned and some things that were stored because I lacked the will to say goodbye. [Join me is using these eight tips to declutter and not get stressed in the process](. [7 Secrets to Know About Hiring a Financial Advisor]( Choosing a financial advisor is a major life decision that can determine your financial trajectory for years to come. Be aware of these 7 secrets comfortable retirees know about hiring an advisor, so you can find peace of mind and potentially avoid years of stress. [LEARN MORE]( ADVERTISEMENT [] ALSO ON KIPLINGER [] - Southwest credit cards [$1,125 bonus offer is expiring Friday]( - [What is the F reorganization](, and why is it so popular? - Student loan [application forms just got easier]( - FDA [approves Zepbound](, the latest weight-loss drug ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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