Top Vanguard Funds, Retirement Account Taxes, Cut Your Hospital Bills

Inflation and Retirement: Five Ways to Soothe Your Worries | Vanguard Money Market Funds: What You Need to Know | Hospital Outpatient Costs Too High? A Doctor's Office May Help Created for {EMAIL} | [Web Version]( September 25, 2023 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [Twitter]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Inflation [] [Inflation and Retirement: Five Ways to Soothe Your Worries]( [Inflation and Retirement: Five Ways to Soothe Your Worries]( (GETTY IMAGES) Although inflation is improving, that doesn't necessarily negate the anxiety it causes on an individual level. Michael J. Faust, CFA, explains five things to consider when [reexamining your portfolio during challenging economic times](. [] Investing [] [Vanguard Money Market Funds: What You Need to Know]( [Vanguard Money Market Funds: What You Need to Know]( (GETTY IMAGES) More folks have started paying attention to money market funds amid the Federal Reserve's aggressive rate-hiking campaign. We break down what you need to know about [Vanguard's six notable asset-storage offerings](. [Invest In Onfolio Holding Inc's 12% Annual Dividend Preferred Shares]( Onfolio Holdings, Inc. is currently [offering preferred shares]( in its holding company. Onfolio acquires online businesses that generate profits of 25%, and pays Series A preferred shareholders a 12% dividend. They have a 100% track-record of paying dividends for the past 2.5 years, and are a publicly traded company on Nasdaq. [You can read more about their offering here.]( [READ MORE]( ADVERTISEMENT [] Healthcare [] [Hospital Outpatient Costs Too High? A Doctor's Office May Help]( [Hospital Outpatient Costs Too High? A Doctor's Office May Help]( (GETTY IMAGES) Common medical procedures can cost as much as 58% more at hospital outpatient departments than they do at ambulatory surgery centers or doctor offices, according to a new Blue Cross Blue Shield study. Learn more about how to [save on rising healthcare costs](. [] Taxes [] [Remember: Retirement Accounts Are Not All Taxed the Same]( [Remember: Retirement Accounts Are Not All Taxed the Same]( (GETTY IMAGES) How you handle your pre-tax and after-tax accounts can make a big difference in your income in retirement and the legacy you leave. Investment adviser Jerry Golden explains why you should [never treat all your savings alike]( in creating your plan. [How automated tech makes investing easy]( Stay chill while your money works for you, with Betterment's tax-smart tools and automated technology. Investing involves risk. Performance not guaranteed. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger's Retirement Report [Don't run out of money in your retirement.]( Get a [FREE ISSUE]( of Kiplinger's Retirement Report for proven ways to safeguard your savings against taxes and inflation, maximize Social Security and Medicare benefits, preserve and protect your estate, make the right move with your 401(k), IRA, RMDs, get the best health care and insurance at the best price, and much more. [CLICK HERE]( [] Retirement Income [] [Considering Annuities? Here's What to Keep in Mind]( [Considering Annuities? Here's What to Keep in Mind]( (GETTY IMAGES) The fear of running out of money consistently ranks as a top concern for retirees and soon-to-be retirees. Retirement planning executive Joseph Cervinka explains how annuities can provide a [reliable income stream]( as part of your retirement income plan. [Don't Bet Your Retirement on the Stock Market. Follow These 4 Tips.]( If you intend to keep a significant portion of your retirement savings in the stock market, you need to create a personalized plan for retirement income. Here are four tips to consider in your planning: 1. Add lifetime annuities to the mix so your income doesn't run out 2. Use a conservative estimate of long-term stock market performance 3. Use a high dividend stock portfolio for current income 4. Use a balanced portfolio with stocks and bonds for IRA withdrawals Our average investor's plan shows a 5.50% starting income - and has less income risk than traditional plans. Find out your starting income and safe % by ordering a complimentary Go2Income plan. [Order Your Plan]( ADVERTISEMENT [] Money Mindset [] [How to Embrace Your Financial Wellness This Fall]( [How to Embrace Your Financial Wellness This Fall]( (GETTY IMAGES) Economic uncertainty can take a toll on your mental health if you don't stay on top of your financial wellness. Here's where to start. Greg Ward, CFP, explains why now is the perfect time to take a [step back and assess your financial health]( and well-being. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger’s Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger’s Retirement Report]( and [Kiplinger’s Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036