Help Your Kids Buy a Home | Tax-Efficient Planning | Will SS Be There For You

And, 17 deal sites to help you find the best prices in your holiday shopping. Created for {EMAIL} | [Web Version]( December 7, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] How to Have a Happy Retirement [] [18 States With Inheritance and Estate Taxes]( (Getty Images) [18 States With Inheritance and Estate Taxes]( Unless you’re reading this from the deck of your superyacht, you probably don’t have to worry about federal estate taxes. But state taxes are another story, as over a dozen states currently impose federal estate or inheritance taxes on heirs. Even if you’re not reading this from your superyacht, you should be aware of these taxes as the value of your home and funds in your retirement savings could exceed the tax threshold in some states. The Kiplinger tax team breaks it down for you. [Where You’ll Have to Pay]( [] State Property Taxes [] [Should You Help Your Adult Children Buy a Home?]( Many would-be first-time homebuyers have been locked out of the housing market in recent years due to rising home prices and elevated mortgage rates. That could include your own adult children – and it could mean you’re in a better position to help them out with buying a home. Maybe you can help, but should you? And how would you manage it? Financial adviser Ann Marie Etergino lays out thoughts to consider. [Important Considerations]( [You Deserve an Advisor You Can Trust]( You've worked hard for your wealth--now let it work for you with the help of a fiduciary advisor. Zoe Financial connects you with advisors who always put your needs first. Take a 1-minute quiz and discover your top 3 advisor matches. [Find an Advisor Today]( ADVERTISEMENT [] Investing [] [Why Analysts Say Five Below Is a Buy After Earnings]( (Getty Images) [Why Analysts Say Five Below Is a Buy After Earnings]( Prices under $5 can add up to a high amount of revenue. This value retailer beat top- and bottom-line expectations for its fiscal third quarter, raised its full-year outlook and announced its new CEO. See why Wall Street is bullish on the consumer discretionary stock. [Should You Buy?]( [] Charitable Donations [] [17 Deal Sites and Tools for Finding Online Shopping Bargains]( Black Friday and Cyber Monday might be over, but deals are still out there if you have gifts left to buy for the holidays. You don’t need to waste your time racing around the internet looking for the lowest prices out there. Deal sites exist to help you find the best prices without spending precious time researching retailers. [Find Bargains Fast]( [Earn a cash bonus of up to $700]( Get up to $700 when you open & fund a J.P. Morgan Self-Directed investing account with qualifying new money. Featured in Kiplinger's Best Online Brokers and Trading Platforms. [READ MORE]( INVESTMENT AND INSURANCE PRODUCTS ARE: NOT A DEPOSIT • NOT FDIC INSURED • NO BANK GUARANTEE • MAY LOSE VALUE ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Spotlight On Year-End Tax Planning [Final Opportunity: Tax Benefits of Year-End Giving]( Want to maximize your tax savings while supporting causes you care about? Watch Kiplinger's webinar replay for expert advice on year-end charitable giving strategies, including donor-advised funds. [Watch Now]( [Final Opportunity: Tax Benefits of Year-End Giving]( Want to maximize your tax savings while supporting causes you care about? Watch Kiplinger's webinar replay for expert advice on year-end charitable giving strategies, including donor-advised funds. [Watch Now]( [] Social Security [] [Will Social Security Be There When You Need It? Many People Worry It Won t Be]( (Getty Images) [Will Social Security Be There When You Need It? Many People Worry It Won’t Be]( The majority of Americans say they expect to rely on Social Security benefits once they retire. But are you convinced the program will be there when you reach the stage that you need it? Here’s what Americans said about their expectations for Social Security. [Read More]( [] Buying a Home [] [Tax-Efficient Planning That Provides Potential Tax-Free Income]( To achieve enduring tax savings, consider investing in long-term strategies that may provide tax-free income year after year. Though these vehicles all have certain rules and are designed for specific purposes, several strategies are worth exploring. [Optimize Your Income]( [Help Maximize your Social Security Benefits]( A comprehensive retirement plan should account for all of your sources of income (including Social Security) and all of your retirement expenses. 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