5 Critical Retirement Planning Areas to Focus On | Low-Tax States for Middle-Class Families

Focus on These Five Critical Areas in Retirement Planning | Five Financial Planning Secrets of Millionaires | Best Defensive ETFs to Protect Your Portfolio Created for {EMAIL} | [Web Version]( November 4, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Focus on These Five Critical Areas in Retirement Planning]( [Focus on These Five Critical Areas in Retirement Planning]( (Getty Images) Worried about how you'll pay for your retirement? Retirement expert Gaby Mechem helps structure your finances around these key areas: [taxes, income, medical, legacy and investments](. [] Personal Finance [] [Five Financial Planning Secrets of Millionaires]( You might be surprised: Most millionaires don't feel rich. Instead, they have smart goals, discipline and a little help along the way, writes financial planner Kevin Dwyer. [Read More]( [Help Reaching Your Financial Goals]( Stretch Financial Wellness® is the online financial app subscription that can help you organize your accounts, provides unique insights into transactions and mindset, and can help you achieve your financial goals—whatever they look like to you. [LEARN MORE]( ADVERTISEMENT [] Exchange-Trade Funds [] [Best Defensive ETFs to Protect Your Portfolio]( [Best Defensive ETFs to Protect Your Portfolio]( (Getty Images) The best defensive exchange-traded funds can help ease investors' worries about volatility across the stock and bond markets. [These six defensive ETFs]( all offer different strategies but share a prioritization of stability over aggressive profit-making strategies. [] Taxes [] [Low-Tax States for Middle-Class Families]( If you earn a middle income and want to keep more of your money, you might consider moving to one of these best places for middle-class families. Does your state have a relatively low tax burden when it comes to income and property tax, and taxes on essentials? [10 States]( [How Much A 1-Day Walk In Shower Costs In Your City]( HGTV Remodeling Star Christina Hall Loves This One Tip To Save Thousands On A Bathroom Remodel [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 76% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Corporate Earnings [] [Earnings Calendar and Analysis for This Week (November 4-8)]( [Earnings Calendar and Analysis for This Week (November 4-8)]( (Getty Images) Check out our [earnings calendar]( for this week, as well as our previews and recaps of the more noteworthy reports. [] Real Estate Investing [] [1031 Exchanges vs Opportunity Zones: Which Has the Edge?]( In the world of tax-advantaged real estate investing in 2024, which of these financial gladiators offers better tax benefits and investment potential? Investment strategist Chris Goodwin gets into the details. [Find It Here]( [Help Minimize Your Taxes in Retirement]( Our advisors can help you focus on withdrawing your retirement money in a way that helps keep your taxes low. The less you pay in taxes, the longer your money can last. You've worked hard to build up a nest egg and Vanguard advisors are here to help. 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