Five Changes Come to IRAs and 401(k)s | ERC Woest: IRS Sued for Millions | Trade Joe’s Secrets

Five Changes Coming to IRAs and 401(k)s in 2025 | Best Dividend Growth ETFs to Buy | Trump's Stances on Social Security and Medicare Created for {EMAIL} | [Web Version]( October 11, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Five Changes Coming to IRAs and 401(k)s in 2025]( [Five Changes Coming to IRAs and 401(k)s in 2025]( (Getty Images) The new year will bring new and improved ways to save for retirement. The most notable change for 2025 is the opportunity for those aged 60 through 63 to make [larger catch-up contributions to 401(k) and SIMPLE IRAs](. [] Exchange-Trade Funds [] [Best Dividend Growth ETFs to Buy]( Dividend growth exchange-traded funds tap into a strategy that beats the market over time and helps investors beat inflation. [See All 6 Here]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] 2024 Election [] [Trump's Stances on Social Security and Medicare]( [Trump's Stances on Social Security and Medicare]( (Getty Images) Social Security and Medicare programs are lifelines for millions of Americans, especially seniors. Where does Trump stand on these issues and what was his record as the 45th president? [Find out here.]( [] In the News [] [IRS Sued for Millions Over Employee Retention Credit (ERC) Delays]( The pandemic-era tax refunds for businesses have been a contention point for the agency. Now employers are fighting for their cash. [Read More]( [Boost Your Wealth with Private Markets]( There's more to retirement planning than meets the eye. Private markets hold untapped potential that could enhance your financial strategy. Find out how these opportunities can help you achieve a more robust retirement. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Invest for Retirement [6 Steps to Build Retirement Wealth]( Live a richly rewarding life, and still be sure you'll never run out of money in retirement. [Get Kiplinger's free email series, Invest for Retirement.]( It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. [Sign Up]( [6 Steps to Build Retirement Wealth]( Live a richly rewarding life, and still be sure you'll never run out of money in retirement. [Get Kiplinger's free email series, Invest for Retirement.]( It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. [Sign Up]( [] Personal Finance [] [Trader Joe's Secrets Unlocked]( [Trader Joe's Secrets Unlocked]( (Getty Images) If you’ve never been inside one of Trader Joe’s 560-and-growing locations but are eager to go, [here are some shopping secrets]( you need to know before making your next trip. [] Banking [] [Are Banks Closed on Monday?]( Columbus Day, or Indigenous Peoples Day, is just around the corner, which has many wondering if banks are open on Monday, October 14. [Read More]( [7 Mistakes People Make When Choosing a Financial Advisor]( Consulting a financial advisor is a great first step to helping make sure you're on track to meet your retirement goals. But with thousands of advisors in the US, it can seem daunting to choose one. Avoiding these 7 mistakes people make when hiring an advisor could help you potentially save years of stress. [Learn more]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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