Do You Stop Paying SS Taxes at a Certain Age? | 5 Windows of Opportunity for Roth Conversions | The Safest Communities in the U.S.

Want to Be Happy? Here's How Much Money You Need | How This Vanguard Emerging Markets Bond Fund Outperforms Its Peers | Five Windows of Opportunity for Roth Conversions Created for {EMAIL} | [Web Version]( October 10, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Want to Be Happy? Here's How Much Money You Need]( [Want to Be Happy? Here's How Much Money You Need]( (Getty Images) The relationship between money and happiness has been debated for centuries. We’re often taught to believe money can’t buy happiness. However, the latest data suggests that having a little more money could help. When it comes to living a happy life, [it may take more than just money](. [] Mutual Funds [] [How This Vanguard Emerging Markets Bond Fund Outperforms Its Peers]( The Vanguard Emerging Markets Bond Fund took a cautious positioning at the start of the year, which has helped it beat the majority of its peers. [Read More]( [Achieve Stable, Tax-Efficient 1099-DIV Growth with CRE]( Discover CRE Income Fund's latest opportunity within the high growth logistics sector. Preferred shares and an annual 10% dividend yield this opportunity provides steady, tax-efficient income. With easy 1099 reporting this is a great opportunity with minimal tax hassle. [READ MORE]( ADVERTISEMENT [] Retirement Plans [] [Five Windows of Opportunity for Roth Conversions]( [Five Windows of Opportunity for Roth Conversions]( (Getty Images) Considering the money in a Roth IRA grows tax-free and is withdrawn tax-free, the tax hit up front may be worth it for some investors. For others, the added tax for the conversion could be prohibitive, writes financial planner Aaron Argiso. [Being aware of these five windows of opportunity]( to make a Roth conversion may help to maximize their benefits. [] Personal Finance [] [25 Safest Communities in the U.S.]( These communities scored highly across seven metrics in three key areas: crime, injuries and public safety preparedness. [Find the 25 Here]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] In Case You Missed It [] [Do You Stop Paying Taxes on Social Security at a Certain Age?]( [Do You Stop Paying Taxes on Social Security at a Certain Age?]( (Getty Images) There’s some confusion over whether you can escape taxes on Social Security after reaching a specific retirement age. To help we dive into a couple of the reasons why this myth has taken hold and look at [what really impacts whether the IRS will tax some of your Social Security benefits](. [] Smart Travel [] [Score Two Months of CLEAR Plus for Free and Move Faster Through Airport Security]( Sign up for a two-month free trial of CLEAR Plus and enjoy expedited screening the next time you travel. [Get CLEAR]( [401(k): Actions to Consider When Switching Jobs]( You've worked hard to save money in your 401(k) or 403(b) and, if you're like most Americans, you're likely to change jobs (and employers) multiple times during your career. Here are a few different options you have when deciding what to do with your 401(k) when you switch jobs. [READ MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report](, and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. 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