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3 Savvy Strategies to Cut Your Taxes in Retirement | The Ultimate Beginner’s Guide to Investing | FTC Cracks Down on Reviews

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$186.3 Billion in Damages ? The 10 Most Costly Natural Disasters in US History | Three Strategies

$186.3 Billion in Damages — The 10 Most Costly Natural Disasters in US History | Three Strategies to Cut Your Taxes in Retirement | How to Start Investing In the Stock Market: A Beginner's Guide Created for {EMAIL} | [Web Version]( October 9, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [$186.3 Billion in Damages — The 10 Most Costly Natural Disasters in US History]( [$186.3 Billion in Damages The 10 Most Costly Natural Disasters in US History]( (Getty Images) Hurricane Milton could join this list of wind, water, fire and drought events that have all wreaked havoc on the United States. [What’s been the worst](? [] Retirement [] [Three Strategies to Cut Your Taxes in Retirement]( All that money in your tax-deferred retirement accounts? Uncle Sam is just as interested in you in retirement as he was in your working years — in some ways even more so, writes financial planner Michael Miller. [Cut Retirement Taxes]( [How to Choose the Right Life Insurance Policy for You]( Life insurance is essential to protecting your family - but what kind of life insurance is right for you? While a term life policy that fits your budget is a great way to provide assurance for a fixed period of time, a whole life policy can do much more - from a guaranteed death benefit to cash value accumulation to tax-free withdrawals in retirement. [READ MORE]( ADVERTISEMENT [] Investing 101 [] [How to Start Investing In the Stock Market: A Beginner's Guide]( [How to Start Investing In the Stock Market: A Beginner's Guide]( (Getty Images) Learning how to start investing in the stock market can be utterly overwhelming. But like most complicated endeavors, it can be made simple by breaking it down into digestible parts and knocking them out individually. [This guide provides some first steps for newbies](. [] Capital Gains [] [What Are the Capital Gains Tax Rates for 2024 vs. 2023?]( The tax rate for a capital gain depends on the type of asset, your taxable income, and how long you held the property sold. Our tax experts break down the 2023 and 2024 rates for long-term capital gains and highlight the changes while considering short-term rates and rates for special capital gains tax situations, including two subcategories. [Tax Rates]( [Help Minimize Your Taxes in Retirement]( Our advisors can help you focus on withdrawing your retirement money in a way that helps keep your taxes low. The less you pay in taxes, the longer your money can last. You've worked hard to build up a nest egg and Vanguard advisors are here to help. [LEARN MORE]( Paid non-client promotion ADVERTISEMENT Featured Content Sponsored Content from Invest for Retirement [6 Steps to Build Retirement Wealth]( Live a richly rewarding life, and still be sure you'll never run out of money in retirement. [Get Kiplinger's free email series, Invest for Retirement.]( It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. [Sign Up]( [6 Steps to Build Retirement Wealth]( Live a richly rewarding life, and still be sure you'll never run out of money in retirement. [Get Kiplinger's free email series, Invest for Retirement.]( It's your step-by-step guide to everything from devising a successful strategy, to exactly which investments to choose. Sent weekly for six weeks. [Sign Up]( [] Personal Finance [] [FTC Cracks Down: Fake Reviews Officially a No-No]( [FTC Cracks Down: Fake Reviews Officially a No-No]( (Getty Images) Companies can no longer buy and post online reviews that aren't by actual customers — and there's a hefty fine involved. Attorney H. Dennis Beaver breaks down [what to watch for](. [] Credit Cards [] [Best Rewards Credit Cards October 2024]( The best rewards credit cards can give you 2% or more cash back. Or earn miles and travel benefits for your next vacation. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report](, and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. [Sign up to explore more newsletters](. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. 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