I Found the Best Season for Negotiating Home Prices

Plus, the best Amazon Prime Day early deals. Created for {EMAIL} | [Web Version]( October 3, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [A Step Ahead]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Disaster Preparedness]( The United States has an area of 3.79 million square miles and a population exceeding 334 million. The vast land mass encompasses mountain ranges, deserts, rivers and lakes. The climate and weather are also disparate, so we experience various natural disasters from tornadoes to hurricanes. I can offer some preparation assistance. My colleagues at Kiplinger have prepared [a checklist to help you prepare for hurricanes, wildfires, tornadoes and twisters](. - Donna LeValley, personal finance writer [Banks Are Offering Fixed Annuities At Over 6%]( Start reaping the benefits of Fixed Annuities. Lock in your rate now: Open an account online here. [Read More]( ADVERTISEMENT [] 529 EDUCATION PLANS [] [Best Time of Year to Buy A House]( (Getty Images) [Best Time of Year to Buy A House]( Depending on the season, there are distinct pluses and minuses to shopping for a home. Peak buying season is largely driven by families wanting to settle in before the school year begins and the best weather to move. If recent rate cuts have you in the market, read my article about the benefits and drawbacks of moving in the fall and winter. [Buying in Fall and Winter]( [] DISTRIBUTIONS FROM INHERITED IRAs [] [Open a Roth IRA in 5 Simple Steps]( (Getty Images) [Open a Roth IRA in 5 Simple Steps]( Roth IRAs offer a unique opportunity to create a tax-free stream of income for later in life and are also a creative way to pass on money to the next generation. Another upside to Roth distributions is that they don’t increase your vulnerability to the income sensitive Medicare income-related monthly adjustment amount (IRMAA). . [Read More]( [10 Steps to Create Your Estate Planning Strategy]( Start planning your future with this estate planning checklist. From naming beneficiaries to drafting a will, we cover key actions to take that reflect your goals and values. [READ MORE]( ADVERTISEMENT [] MEDICARE 2025 [] [Best Amazon Prime Day Early Deals]( (Getty Images) [Best Amazon Prime Day Early Deals]( Check out these 48 Amazon Prime Day early deals on everything from tech and most-loved finds to household and beauty items ahead of Amazon’s October deal days, which are coming up next week. My pick is the refurbished Apple Watch UltraTitanium Case with Midnight Ocean Band. The Amazon price is $140.00 less than if you bought the same watch directly from Apple. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [7 Ways to Ensure Your Spouse Is on the Same Page About Money]( Here are seven tips from experts for how couples can approach financial alignment in a way that will strengthen their relationship for the long term. [Strengthen Your Family's Legacy Protection With a Beneficiary Controlled Trust]( Most trusts provide for outright distribution to beneficiaries. Outright distributions provide no protection from these events. An alternative approach is for your children or loved ones to receive their legacy through a beneficiary controlled trust. [Don’t Let Sequence of Returns Risk Cook Your Goose]( Adjusting your portfolio to minimize the sequence of returns risk could help your money last well into retirement and beyond. 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