The Average SS Check By Age | The TCJA Tax Cliff is Approaching | 5 Hard Truths Every Single Investor Must Hear

Stepping Into Social Security Benefits By Age | New Additions: Analysts' Top S&P 500 Stocks to Buy Now | An Expiration Guide to the Tax Cuts and Jobs Act Created for {EMAIL} | [Web Version]( September 25, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Stepping Into Social Security Benefits By Age]( The government produces a lot of data and most is available online, if you can find it. The Social Security Administration gives monthly updates about the program and average monthly benefits in the Monthly Statistical Snapshot. I took a deeper dive into the SSA’s Annual Statistical Supplement for 2023 to learn about the average Social Security benefits by age and sex. Read my article to learn the maximum 2024 benefit if you retire at 62, full retirement age and at 70. I also show you the average monthly benefit without any adjustments, [the average benefit retirees including the delayed retirement credit]( and a hypothetical average monthly benefit amount without the credit. I want to learn about you and when you began collecting Social Security benefits. Please cast your vote below and read next Friday’s edition of A Step Ahead to find out when most ASA readers started collecting their benefits. Don’t forget to scroll down to see the results of last week’s poll. Till then, enjoy catching up on some of Kiplinger’s most popular articles this weekend. - Donna LeValley, personal finance writer [] Stocks to Buy [] [New Additions: Analysts' Top S&P 500 Stocks to Buy Now]( Take a look at the chart below to see the 19 stocks in the S&P 500 that score an elite Strong Buy recommendation from industry analysts. Investors who fear it's too late to buy Amazon.com, Microsoft or Nvidia will be happy to see they easily made the list. Other names might surprise you. [See All 19 Here]( [Preserve your vision for your business]( How will you know that your business will be in good hands after you exit? Learn how a new kind of trust vehicle — the Purpose Trust — can help the values you've worked tirelessly to instill in your business endure. [Learn More]( ADVERTISEMENT: [] Tax Law [] [An Expiration Guide to the Tax Cuts and Jobs Act]( [An Expiration Guide to the Tax Cuts and Jobs Act]( (Getty Images) The Tax Cuts and Jobs Act became effective six years ago making it the biggest change to tax law and policy in recent decades. However, many key provisions in the act are set to expire soon — at the end of 2025 if Congress doesn’t act. [See what could change when we reach the TCJA “tax cliff”](. [] Investing [] [Five Hard Truths Investors Must Hear]( Investors are more empowered than ever, but there are plenty of pitfalls that can trip them up. Here, we take a look at a few pitfalls that wealth management expert Josh Brown identifies in his new book. [Hard Truths]( [CD Rates That Can't Be Ignored]( With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 76% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Spending [] [Who Are the Worst Tippers?]( [Who Are the Worst Tippers?]( (Getty Images) Tipping is still a hot topic. A new study found that while most Americans have a negative view of tipping, some are tipping worse than others. [Do you tip](? [] Personal Finance [] [Want to Produce a Podcast? Tips to Get It Done Right]( It takes prep work, research and knowing where you're going, writes attorney H. Dennis Beaver. Plus, don't miss the most important recommendation from this expert podcast producer. [Read More]( [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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