Are You Middle Class? | Medicare Premiums 2025 – IRMAA for Parts B and D Projections | This Week’s Economic Calendar

Are You Middle Class? | Your Insurance Rates Keep Rising: Why? What Can You Do? | Medicare Premiums 2025: Projected IRMAA for Parts B and D Created for {EMAIL} | [Web Version]( September 24, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Are You Middle Class?]( [Are You Middle Class?]( (Getty Images) The American middle class is now the smallest it has been in five decades and has many wondering if they are still considered middle class. With help from the Pew Research Center, [this calculator will give you an exact answer](. [] Insurance [] [Your Insurance Rates Keep Rising: Why? What Can You Do?]( U.S. auto insurance rates rose an average of 11.2% during 2023 and are projected to go up another 7% this year. The sting of inflation will be felt for years to come and finding a cheaper way to insure your car is one of the ways you can manage the higher costs. Our personal finances experts list seven reasons why changing insurers is a good idea and three instances when you should stay put while offering tips to help you save without switching providers. [Lower Rates]( [Use these retirement tools to plan a better future]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [Medicare Premiums 2025: Projected IRMAA for Parts B and D]( [Medicare Premiums 2025: Projected IRMAA for Parts B and D]( (Getty Images) Medicare 2025 income-related monthly adjustment amount (IRMAA) projections are out. Make sure to check your 2023 tax return to [see if you might be subject to the surcharge next year](. [] Successful Retirement Planning [] [How Will the 2024 Election Affect Your Retirement?]( This issue comes up in every general election, but it seems especially relevant this year as we approach arguably the most contentious election in modern history. To help prepare, investment adviser Barry Spencer recommends anticipating three main things. [Find Them Here]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT [] Personal Finance [] [Getting a Dual Citizenship: Pros, Cons and Steps to Take]( [Getting a Dual Citizenship: Pros, Cons and Steps to Take]( (Getty Images) Dual citizenship with countries like Italy, Greece and Saint Lucia has some obvious attractions — but [there are drawbacks and hoops to jump through, too](. [] Economic Reports [] [Economic Calendar for This Week]( This week's economic calendar features a key inflation update and several central bank speeches, including one from Fed Chair Jerome Powell. [Read More]( [Do You Need a Retirement Spending Plan?]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. [Sign up to explore more newsletters](. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up](format=multipart) | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036