Sell Your Home After the Fed Cut? | Top Fidelity Mutual Funds | Four Keys to a Good Estate Plan

The SALT Deduction: Three Things to Know Now Given the Election | After the Fed's Big Rate Cut, Should You Sell Your House or Wait? | Four Key Elements of a Good Estate Plan Created for {EMAIL} | [Web Version]( September 19, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [Retirement Tips]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Tax Tips [] [The SALT Deduction: Three Things to Know Now Given the Election]( [The SALT Deduction: Three Things to Know Now Given the Election]( (Getty Images) The SALT deduction has long been part of the U.S. tax code, [allowing taxpayers to reduce their federal taxes by deducting state and local taxes](. However, major tax changes and ongoing political debate, including Trump’s recent comments, have spotlighted this deduction again. [Get the Facts on These 6 Social Security Myths]( Collecting Social Security benefits can be an important component of your retirement income strategy, but the federal program can also be complicated to understand. Get the facts on how the Social Security program works for retirees. [READ MORE]( ADVERTISEMENT [] Real Estate [] [After the Fed's Big Rate Cut, Should You Sell Your House or Wait?]( [After the Fed's Big Rate Cut, Should You Sell Your House or Wait?]( (Getty Images) The question of whether or not to sell is a concern for many homeowners, because selling now could mean swapping a lower-rate mortgage for a new, higher-rate mortgage on a new home. We explore the case for [putting your home on the market,]( now that federal rates are falling once more. [] Your Legacy [] [Four Key Elements of a Good Estate Plan]( [Four Key Elements of a Good Estate Plan]( (Getty Images) An estate plan can be complex or simple, depending on your estate and your wishes, but every estate plan should accomplish these basic goals. Estate planner John M. Goralka breaks down the [keys to ensuring your assets flow to the right people at the right time](. [] Smart Spending [] [20 Kirkland Products Retirees Should Buy at Costco]( [20 Kirkland Products Retirees Should Buy at Costco]( (Getty Images) For many, retirement can mean pinching pennies on everyday expenses, which could explain why retirees are so fond of Costco. Some of the [best values can be found in the warehouse club's own Kirkland Signature line of products](. [Best Compounding Interest Investments in Preparing for Retirement]( If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Investing Strategy [] [9 Best Fidelity Mutual Funds to Buy Now]( [9 Best Fidelity Mutual Funds to Buy Now]( (Getty Images) Fidelity mutual funds are among the most respected investment vehicles on the planet, and there's no universal answer to which option is at the top of the list. However, the following nine [Fidelity investments are standouts that work for many kinds of retirement investors](. [Top 5 Wealth Management Firms in the US]( If you're looking for help with wealth management, retirement, or tax planning, finding the top financial advisor in the United States means choosing between thousands of options. Check out the list of top 5 firms in the US for individual investors. [See the list]( ADVERTISEMENT [] Retirement Travel [] [How Long it Takes to Renew Your Passport, And What to Do If You're Traveling Soon]( [How Long it Takes to Renew Your Passport, And What to Do If You're Traveling Soon]( (Getty Images) When you’re planning a trip abroad, there are so many elements to consider, including whether or not your passport is still valid. While we’ve come far from the misery of pandemic-era processing delays, [you’ll still need to jump through some key hoops to renew your passport](. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What You Must Know About the Different Parts of Medicare]( Medicare can be complicated but we've got you covered. [How Much Umbrella Insurance Do I Need?]( Having too much liability insurance is better than having too little. [Sign up free for A Step Ahead: Guidance on how to navigate today’s challenges to business, the economy, and financial markets.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. [Sign up to explore more newsletters](. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up](format=multipart) | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036