6 Target-Date Funds to Buy for Retirement | $750k + SS = Goes How Far in Each State?| New Southwest Bonus CC Offer

Fed Rate Cut — What You Can Do Next? | Target-Date Funds to Buy For Your Retirement | Super Micro Computer: Why This AI Stock Could Hit $600 Created for {EMAIL} | [Web Version]( September 19, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [Fed Rate Cut — What You Can Do Next?]( [Fed Rate Cut What You Can Do Next?]( (Getty Images) The Federal Reserve just cut interest rates for the first time in four years, so what now? Try these money moves to get you started:[The best stocks to buy for a fed rate cut](. What does a [fed rate cut]( means for savings? [Should you refinance your mortgage]( now that the fed just cut rates? [] Stocks to Buy [] [Target-Date Funds to Buy For Your Retirement]( Target-date funds are a popular choice for retirement savings, with 64% of contributions in 2023 directed toward these funds, according to Vanguard. These funds simplify investing by adjusting the mix of stocks, bonds, and other assets based on the target retirement year. But be careful about which one you choose. [Our Six Top Picks]( [Best Compounding Interest Investments in Preparing for Retirement]( If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [READ MORE]( ADVERTISEMENT [] In the News [] [Super Micro Computer: Why This AI Stock Could Hit $600]( [Super Micro Computer: Why This AI Stock Could Hit $600]( (Getty Images) Super Micro's first-mover advantage could make it a significant beneficiary to growing AI investments. [Here's what investors need to know](. [] In Case You Missed It [] [$750,000 in Savings + Social Security — How Far Will That Get You In Each State?]( One of the hardest retirement risks to manage is longevity and estimating how much you’ll need to live so you can save now can be even harder. However, Bankrate crunched the numbers for you making this task much easier. [All 50 States]( [What You Can Do Now To Help You Reach Your Retirement Goals]( Making your savings last and keeping your taxes low takes planning and attention. Our advisors can help you save time and earn more. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Personal Finance [] [Money Habits Financial Experts Wish More People Would Cultivate]( [Money Habits Financial Experts Wish More People Would Cultivate]( (Getty Images) While there are some habits you may be able to identify for yourself, there are others financial experts wish people would give more thoughtful consideration. Members of Kiplinger Advisor Collective discuss some of the most important money habits they think more people should cultivate and [why they're so essential to building true wealth throughout your life](. [] Travel Credit Cards [] [Southwest Credit Cards: $1,275 Bonus Offer]( Earn 85,000 Rapid Rewards points with a Chase Southwest credit card. [Start Earning Today]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter](, [The Kiplinger Tax Letter](, [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. 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