The Advantages of Aging in Place

Plus, how does the outcome of the presidential election impact student loans? Created for {EMAIL} | [Web Version]( September 18, 2024 FOLLOW US:  [LinkedIn]( [Facebook]( [Instagram]( [A Step Ahead]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Aging in Place]( The right home renovations can make the difference between aging in place and moving to a home with a suitable layout or into an assisted living facility. Whether you are reluctant to leave familiar surroundings or doubt if you can afford the fees, customizing your home to meet your current and future needs is feasible. Kiplinger economist David Payne explains how [the high costs of assisted care and labor shortages have made adapting your home a better and cheaper option than the alternative](. - Donna LeValley, personal finance writer [Why Private Equity Could Transform Your Retirement]( Private equity offers more than just an alternative investment option—it could be the key to transforming your retirement. Dive into the reasons why private equity might redefine how you plan for the future. [LEARN MORE]( ADVERTISEMENT [] MEDICARE 2025 [] [10 Things To Know Before Medicare Open Enrollment Starts]( [10 Things To Know Before Medicare Open Enrollment Starts]( (Getty Images) It’s less than one month until Medicare open enrollment begins. Here are [10 useful tips to get you ready to pick the best Medicare plan for your needs](. I suggest you survey the other Medicare Advantage plans if you are a current MA subscriber and Original Medicare beneficiaries should look over [Medigap]( and Part D plan options in your area. Don’t fall into the set it and forget it trap and miss out on better coverage and competitive rates. [] RETIREMENT SECURITY [] [Retirement is 'Comfortable' for Most Americans]( [Retirement is 'Comfortable' for Most Americans]( (Getty Images) Keeping up with Joneses is a cynical way to measure your success. However, taking note of how current retirees feel about their financial security in retirement can be helpful and instructive. A recent survey showed that there is more anxiety among current workers about the road ahead than actual retirees. Keep reading to [learn why current retirees have such a positive outlook and how they achieved a feeling of financial security](. [7 of the Biggest RMD Mistakes People Make]( When it comes to Required Minimum Distributions (RMDs), even the most seasoned investors can make costly mistakes. If not properly planned for, these distributions could take a tax toll on your retirement nest egg. Find out 7 of the biggest RMD mistakes people make and how to avoid them. [Learn more]( ADVERTISEMENT [] PRESIDENTIAL ELECTION 2024: STUDENT LOANS [] [What the Election Could Mean for Student Loans]( [What the Election Could Mean for Student Loans]( (Getty Images) Student loan debt is front and center in the lives of those paying down the accumulated costs of their undergraduate and graduate degrees. Nearly 1 in 5 Americans say student loan debt will have a major influence on their vote in the 2024 presidential election. Kiplinger personal finance writer Erin Bendig gives you [a rundown of how student loan debt might be handled differently under Trump and Harris presidencies](. [Build wealth with optimized investing]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What Is the federal funds rate](? The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy. [This double-dip trust benefit really is too good to be true]( Let's clear up the confusion among some trust makers and taxpayers over how grantor trust status affects the step-up in basis and estate tax exclusion. [Is an annuity worth it? Tax pros and cons]( Knowing how an annuity might impact your tax situation can be confusing. Here are some tax advantages and downsides to consider. From building wealth for a secure retirement to investing wisely in any market or money-saving tax planning and more — [sign up to explore more free e-newsletters here](. 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