How The Election Could Affect Your Retirement | Best Places to Retire for Renters | Medicare Advantage Faces Shrinking Pool of Insurers

Why You Should Expect a Lower Social Security COLA for 2025 | The 8 Best Places to Retire for Renters | How Will the 2024 Election Affect Your Retirement? Created for {EMAIL} | [Web Version]( September 16, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Social Security [] [Why You Should Expect a Lower Social Security COLA for 2025]( [Why You Should Expect a Lower Social Security COLA for 2025]( (Getty Images) Retirees living off Social Security benefits closely monitor the annual cost-of- living adjustment in their payments. If the falling inflation rate remains on track, the [annual Social Security COLA adjustment]( will be the smallest increase since 2021. Here’s what to expect. [How to Turn $100K into $420K Through the Use of Depreciation]( Depreciation allows a write off an asset's value over a period of time. Depreciating the asset over time allows you to spread out that cost while at the same time generating Income. Looking at data from Bloomberg, a $100,000 investment in real estate beginning on December 31, 2000, would have been worth about $420,000 on December 31, 2019. That same $100,000 investment in the S&P 500 would be worth about $356,000 on December 31, 2019. [READ MORE]( ADVERTISEMENT [] Retirement Lifestyle [] [The 8 Best Places to Retire for Renters]( [The 8 Best Places to Retire for Renters]( (Getty Images) Consider the best places to retire for renters if you hope to save money on retirement housing costs. [Renter retirees’ top criteria]( typically include access to good hospitals, proximity to family and cost of living — including taxes and the cost of buying a home. [] Election Season [] [How Will the 2024 Election Affect Your Retirement?]( [How Will the 2024 Election Affect Your Retirement?]( (Getty Images) As we head into perhaps the most contentious election in modern history, it is only natural for people to wonder and worry. Adviser Barry H. Spencer shares [four recommendations to guide your retirement planning]( over the remaining months of election season. [] Your Legacy [] [Estate Planning: How to Protect Family Treasures]( [Estate Planning: How to Protect Family Treasures]( (Getty Images) Items like antiques, art and jewelry, as well as family photos, can carry huge emotional ties. Elder law expert Patrick Simasko explains why the more specific you are in [your estate planning instructions for your treasured items,]( the better for everyone. [Boost Your Wealth with Private Markets]( There's more to retirement planning than meets the eye. Private markets hold untapped potential that could enhance your financial strategy. Find out how these opportunities can help you achieve a more robust retirement. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Investing Strategy [] [How to Protect Your 401(k) in a Down Market]( [How to Protect Your 401(k) in a Down Market]( (Getty Images) Whenever the stock market heads south, your 401(k)-account balance starts shrinking. And while there’s no way to avoid short-term losses, there are plenty of ways to [buffer your portfolio from the brunt of the market storm]( and keep your retirement savings plan on track. [7 of the Biggest RMD Mistakes People Make]( When it comes to Required Minimum Distributions (RMDs), even the most seasoned investors can make costly mistakes. If not properly planned for, these distributions could take a tax toll on your retirement nest egg. Find out 7 of the biggest RMD mistakes people make and how to avoid them. [Learn more]( ADVERTISEMENT [] Medicare Tips [] [Medicare Advantage Customers Face Shrinking Pool of Insurers]( [Medicare Advantage Customers Face Shrinking Pool of Insurers]( (Getty Images) Medicare Advantage plans have been successful in enrolling Medicare beneficiaries and delivering to those clients. Yet [some Medicare Advantage insurers are downsizing their market share]( and hospitals are canceling contracts to serve members, leaving enrollees in the lurch. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Medicare Data Breach Impacts Almost 1 Million Subscribers]( Beneficiaries with compromised Medicare Identifiers will be sent a new card with a new number. [Mixed Jobs Report Keeps Fed on Track for Rate Cuts: What the Experts Are Saying]( A mixed August jobs report paves the way to bring interest rates down from a 23-year-high. [Sign up free for A Step Ahead: Guidance on how to navigate today’s challenges to business, the economy, and financial markets.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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