5 Things Surprising Things About Annuities | ICYMI: The Pros and Cons of Living Trusts

10 Bond Portfolio Picks Before the Fed Cuts Rates | Does the Government Insure You? | The Pros and Cons of Living Trusts Created for {EMAIL} | [Web Version]( September 11, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [10 Bond Portfolio Picks Before the Fed Cuts Rates]( [10 Bond Portfolio Picks Before the Fed Cuts Rates]( (Getty Images) Take advantage of the perfect storm. See why these picks for your bond portfolios are poised to help you [get the biggest return in market conditions](. [] Investing News [] [Does the Government Insure You?]( [Does the Government Insure You?]( (Getty Images) Insurance executive Karl Susman says it might surprise you to learn that you could be [relying on Uncle Sam for some of your insurance needs](. [Unlocking Retirement Potential in Private Markets]( Imagine a retirement plan that goes beyond the traditional. Private equity offers unique growth opportunities that could redefine your financial future. Explore how private equity can be the key to a more prosperous retirement. [LEARN MORE]( ADVERTISEMENT [] In Case You Missed It [] [The Pros and Cons of Living Trusts]( [The Pros and Cons of Living Trusts]( (Getty Images) Living trusts can help manage your assets (and taxes) while you're alive and transfer them after you die, but they have [disadvantages and advantages](, writes attorney Patrick Simasko. [] Annuities [] [Five Things About Annuities That May Surprise You]( [Five Things About Annuities That May Surprise You]( (Getty Images) They're more varied, flexible and cost-effective than most people think, so don't let their complexity scare you off. To help fill in some blanks, financial adviser Ken Nuss shares [five things that you may not know about annuities](. [CD Rates That Can't Be Ignored]( With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. [Read More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] The Economy [] [What Is the Federal Funds Rate?]( The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy. [Does It Impact You?]( [] Real Estate [] [IRS Has No Set Plan to Replace Old Tech]( What could old IRS technology mean for your federal tax return and cybersecurity? [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up](format=multipart) | [Print Publications]( | [Unsubscribe]( [Privacy Policy]( | [Cookies Policy]( | [Terms and Conditions]( CONTACT US: [FEEDBACK](mailto:mailto:alerts@kiplinger.com) | [ADVERTISE]( [Future]( Future US LLC © Full 7th Floor, 130 West 42nd Street, New York, NY, 10036