And, learn about the seven things Medicare doesn’t cover.
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[] INTRODUCTION
[] [Stepping Into Retirement Income Longevity](
Ensuring you have adequate funds to see you through your retirement is the sine qua non of preparing for retirement; we all want financial stability and security after our working days are behind us. While there is no shortage of recommendations on how much of our income to save or where to invest those savings, let’s look at how long you can realistically expect your retirement funds, including Social Security, to cover your retirement expenses. Read my new article to learn [how long $750,000 plus Social Security will last in each state](. - Donna LeValley, personal finance writer [Boost Your Wealth with Private Markets](
There's more to retirement planning than meets the eye. Private markets hold untapped potential that could enhance your financial strategy. Find out how these opportunities can help you achieve a more robust retirement. [LEARN MORE]( ADVERTISEMENT [] LOWER YOUR ELECTRICITY COSTS
[] [18 Ways to Cut Your Energy Bill](
[18 Ways to Cut Your Energy Bill]( (Getty Images)
Although it is officially summer until September 21, it’s time to consider upcoming fall and winter heating costs. Implementing energy-conserving habits now will leave you more time to address bigger projects as the colder weather approaches. We have [18 ways to cut your electricity bill]( and most of these tips can be used year-round to save energy and money. [] MEDICARE SHORTFALLS
[] [What Does Medicare Not Cover? Watch These 7 Items](
[What Does Medicare Not Cover? Watch These 7 Items]( (Getty Images)
Medicare open enrollment begins in just over a month and now is the time to start reviewing your current coverage and if your medical needs have changed over the year. You can then determine what type of coverage is most appropriate for you. Knowing what [expenses aren’t covered by Original Medicare]( is a great place to start. If any of these services are essential to your care, you look for the best [Medigap]( or [Medicare Advantage plan]( to help you cover those costs. [6 Things Not to Do When Selecting a Financial Advisor](
Working with a financial advisor can be a great first step to helping make sure you're on track to reach your retirement goals. But choosing the wrong one could wreak havoc. Check out these 6 things not to do when choosing a financial advisor, so you can work to potentially avoid years of stress. [See the list]( ADVERTISEMENT [] NEW TECH FROM APPLE
[] [Apple's Launch Event 2024](
[Apple's Launch Event 2024]( (Getty Images)
I am a big fan of Apple products. Not only are they user-friendly, but they are also aesthetically pleasing. This year's launch includes new models of many popular Apple products. Its [iPhone 16 lineup]( will see significant changes across every model with dazzling new features and upgrades. Next-generation Apple Watch models and the new AirPods 4 were also part of Apple’s “It’s Glowtime” event. Keep reading to get the [details about the features of this new generation of Apple Watches, AirPods]( and the [iPhone 16]( that will likely appear on many holiday wish lists. [Your IRA, made to order](
Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [DirecTV Disney blackout: Claim your credit in 3 easy steps]( DirecTV subscribers missing Disney-owned channels including ESPN and ABC can apply for a credit. Find out how to claim yours. [Five considerations about municipal bonds if tax cuts sunset]( Tax rates are set to revert to 2017 levels after 2025, so now is the time to revisit your muni strategy and plan for optimized portfolio adjustments. [New York sending school tax relief (STAR) checks]( Read on for more about program eligibility, how much you can expect, and when you may receive your check. [Sign Up for Kiplinger's Free Tax Tips E-Newsletter for Money-Saving Tax Planning and]([Compliance Advice]( ABOUT KIPLINGER
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