Set a Wedding Budget - As a Family? | A Tax-Efficient Way to Gift Tuition Money | 18 Ways to Cut Your Energy Bill

18 Ways to Cut Your Energy Bill | AGAIN: Fun Things to Do in Retirement With Added Tax Benefits | How to Set a Wedding Budget as a Family Created for {EMAIL} | [Web Version]( September 4, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP](format=multipart) ⋅ [WEBSITE]( [] Top Story [] [18 Ways to Cut Your Energy Bill]( [18 Ways to Cut Your Energy Bill]( (Getty Images) As summer turns to fall – sorry! – energy costs are on people’s minds. It’s not just in your head: Households are paying a lot more for electricity than they were a few years ago, and unfortunately, rates are likely to keep climbing for a while. Fall is a great time to change your utility use and costs, as you’re not stressing about keeping your home cool in a summer heat wave or warm in a winter storm. If you’re ready to cut your energy bill, [we’ve got 18 ideas for you, from everyday tweaks to large-scale improvements](. [] Taxes [] [AGAIN: Fun Things to Do in Retirement With Added Tax Benefits]( [AGAIN: Fun Things to Do in Retirement With Added Tax Benefits]( (Getty Images) We made a mistake in yesterday’s issue: A link that was supposed to send you to tax writer Kate Schubel’s excellent story on [tax-friendly ways to have fun in retirement]( instead sent you to personal finance writer Donna LeValley’s excellent story on [changes coming for Social Security](. So, we’re here to remedy that. Please check out [our story on retirement activities that will also help your taxes](. [Financial experts + automated tech]( While you focus on what's important to you, Betterment is working behind the scenes to optimize your investments and make your money hustle. [Learn More]( ADVERTISEMENT [] Personal Finance [] [How to Set a Wedding Budget as a Family]( [How to Set a Wedding Budget as a Family]( (Getty Images) There are few things as exciting as an engagement. A couple looks forward to sharing their love with the world, while their parents anticipate formally welcoming in a new member of the family. But from that high, reality comes crashing down as you begin to plan the actual wedding. If you’re planning to split the costs of a wedding between the couple and their parents, making a budge is key. Kiplinger writer Emma Patch has tips for you on [how to set a wedding budget as a family](, including some considerations you may not have thought of yet. [] College [] [Is It Better to Gift Tuition Money or Pay a School Directly?]( [Is It Better to Gift Tuition Money or Pay a School Directly?]( (Getty Images) Is your grandchild or niece or nephew applying to college this year? If you want to help them pay their tuition, now’s the time to start thinking about the best way to do it. You want to consider what’s the best path for you to support them through college and beyond, including planning around gift taxes. You’ll also want to consider what’s best for them, including how a gift could impact their financial aid eligibility. Instead of gifting the teen money, [is it better to pay tuition to a school directly](? [CD Rates That Can't Be Ignored]( With some CD rates climbing above 5%, now may be a good time for you to lock in your rate. [Read More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] In Case You Missed It [] [Should You Buy Nvidia Stock After Earnings?]( Nvidia (NVDA), the blockbuster chipmaker stock, announced its second-quarter earnings last week, something that’s become a marquee event on Wall Street. The sizzling growth of NVDA over the past year or so has cemented it as investors’ most in-demand AI stock and transformed it into one of Wall Street’s most valuable companies. So, what did the most recent earnings show, and is there still more growth to come for the stock? Senior investing editor Karee Venema breaks down what to know about Nvidia’s earnings and opinions on investing in it. [Read More]( [] The Economy [] [What the Next Job Report Could Show]( A market desperate for rate cuts amid signs of cooling in the labor market has made the nonfarm payrolls report a tent-pole event for forecasting monetary policy. In other words: All eyes are on the next job report. The Federal Reserve doesn’t want to rush into rate cuts too soon, and the labor market provides insights on timing as they try to engineer a soft landing. The next jobs report is coming up very soon, and it’s worth understanding why it’s so important. [Read More]( [6 Things Not to Do When Selecting a Financial Advisor]( Working with a financial advisor can be a great first step to helping make sure you're on track to reach your retirement goals. But choosing the wrong one could wreak havoc. Check out these 6 things not to do when choosing a financial advisor, so you can work to potentially avoid years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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