How to Hit Your Retirement Magic Number | What Elder Financial Abuse Looks Like | Is Market Risk Holding Your Nest Egg Hostage?

Don't Wait: Make Your Year-End Money Moves Now | What to Consider Before Giving Your Kid a Down Payment | If It Looks Like Elder Financial Abuse, It May Be Just That Created for {EMAIL} | [Web Version]( August 21, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Financial Planning [] [Don't Wait: Make Your Year-End Money Moves Now]( [Don't Wait: Make Your Year-End Money Moves Now]( (Getty Images) Now is a great time to [minimize your upcoming tax bills](, get your RMDs in order and make sure your investments are on track for a prosperous new year. Financial professional Nico Pesci offers guidance on where to start. [] Family Matters [] [What to Consider Before Giving Your Kid a Down Payment]( [What to Consider Before Giving Your Kid a Down Payment]( (Getty Images) Younger generations sometimes face an uphill battle to buy their first home. Financial planner Evan T. Beach explains [how to decide if you can help]( -- or if you should. [Your IRA, made to order]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] Personal Finance [] [If It Looks Like Elder Financial Abuse, It May Be Just That]( [If It Looks Like Elder Financial Abuse, It May Be Just That]( (Getty Images) Consumer advocate and attorney H. Dennis Beaver tells a story that illustrates a case of possible [elder financial abuse](, involving an older man, his much younger wife, her massage therapist and a solar panel salesman. Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Retirement Planning [] [Is Market Risk Holding Your Retirement Nest Egg Hostage?]( If you have plenty of retirement savings but still feel like you need to limit your spending, you might need an integrated retirement plan, according to investment adviser Barry H. Spencer. [Read More]( [Top 5 Wealth Management Firms in the US]( If you're looking for help with wealth management, retirement, or tax planning, finding the top financial advisor in the United States means choosing between thousands of options. Check out the list of top 5 firms in the US for individual investors. [See the list]( ADVERTISEMENT [] Saving for Retirement [] [Four Steps to Help You Hit Your Retirement Magic Number]( Americans feel they need $1.46 million to retire comfortably. Financial planner Kevin Dwyer shares the good news that if you're falling short, you might not need that much to reach your individual retirement goals. [Read More]( [Get Face-To-Face Interviews For Your Memoir]( A legacy can be much more than just a financial consideration. It is equally important to bequeath your wealth of experiences, life lessons, and memories. [Read More]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Why private markets are a diversification superpower]( Investing in private markets can help lower portfolio volatility and potentially achieve better returns. Here's what to know before deciding to dive in. [Three reasons a prenup (or a postnup) is a must-have]( Of course you plan to stay married forever, but sometimes it just doesn't work out. A prenup or postnup can save you a lot of hassle and conflict later. [Fall financial check-in: How balanced is your portfolio?]( Here are four things to consider when building your portfolio and making sure it's optimized for the best possible outcome. 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