Are You Rich or Are You Wealthy? | Best Age to Buy Long-Term-Care Insurance? | Why to Consider High-Yield Bonds Now

Four Keys to Financial Resilience When Your Life Changes | A Future Headline: Biff's Investing Firm Cleans Up With AI | What's the Best Age to Buy Long-Term Care Insurance? Created for {EMAIL} | [Web Version]( August 18, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Personal Finance [] [Four Keys to Financial Resilience When Your Life Changes]( [Four Keys to Financial Resilience When Your Life Changes]( (Getty Images) Transitions can be hard, stressful and costly. With a little preparation and the right team on your side, you can [handle all the curve balls life throws](. Financial professional and attorney Leslie Gillin Bohner provides some guidance on that. [] Investing [] [A Future Headline: Biff's Investing Firm Cleans Up With AI]( [A Future Headline: Biff's Investing Firm Cleans Up With AI]( (Getty Images) A future Biff and his fictional investment company will conspire to rip you off by professing to use amazing AI tools. Retired financial professional Stephen P. Harbeck outlines [how you can protect yourself](. [This Billion Dollar Startup Wants to Help You Retire]( This Princeton grad's startup raised $161 million to help people plan for retirement. If you're one of the whopping 110 million Americans over the age of 50, or wisely planning ahead, SmartAsset's no-cost tool can help match you with up to 3 vetted financial advisors. [Learn more]( ADVERTISEMENT [] Health Care [] [What's the Best Age to Buy Long-Term Care Insurance?]( [What's the Best Age to Buy Long-Term Care Insurance?]( (Getty Images) Understandably, you don't want to pay for too long or pay too much. Financial planner Evan T. Beach highlights what to consider when you're [deciding when to buy long-term care insurance](. [] Bonds [] [Three Reasons to Consider High-Yield Bonds Now]( With rate cuts possibly on the horizon, financial professional Paul Benson says now is the time to take advantage of high-yield bonds to get returns similar to the S&P 500's long-term average. [Read More]( [Prepare For Retirement Using a Dividend Growth Investment Strategy]( If you invested in an S&P 500 index fund starting in January 2000 until September 2020 your average annualized return would have been 4.2%, a cumulative return of 136%. But if you reinvested all dividend payments your annualized return would have been 6.2%, a cumulative return of 247%. Just reinvesting dividends would have nearly doubled your gains. [READ MORE]( ADVERTISEMENT [] In Case You Missed It [] [Are You Rich or Are You Wealthy? There's a Difference]( It's all about where you put the zeros, financial planner Andrew Rosen says. Having a large bank account isn't the same as having zero regrets, zero jealousy and focusing on what brings you joy. [Read More]( [One Of The Most Sought-After Credit Cards Of 2024]( Pay no interest until nearly 2026 with some of the best hand-picked credit cards this year, all with no annual fee. Experts identified these top credit card of 2024 offering 0% intro APR until nearly 2026. [Learn More]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What you can do if your insurance company cancels you]( You might be able to address whatever reason your insurance company cites to non-renew your policy, but you'll need to act fast. [Are hedge funds worth the risk today?]( Hedge funds might not be the stars nowadays that they were in 2008, but there are excellent reasons (such as diversification) to not ignore them. [How to capitalize on self-directed brokerage accounts]( The wider array of investment choices in SDBAs could help a savvy investor grow their nest egg faster than they could with a traditional 401(k) retirement plan. For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. 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