Where Do You Have the Most Zeros? Rich vs. Wealthy | Couples and Financial Harmony

Being Rich vs Being Wealthy: What s the Difference? | Strategies for Deciding When to File for Social Security | Four Things to Consider Before Giving Your Kid a Down Payment Created for {EMAIL} | [Web Version]( August 18, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Being Rich vs Being Wealthy: What’s the Difference?]( [Being Rich vs Being Wealthy: What s the Difference?]( (Getty Images) Where do you have the most zeros? Andrew Rosen, CFP, explains the difference between the two and [how to build wealth beyond just the contents of your bank account](. [] Social Security [] [Strategies for Deciding When to File for Social Security]( [Strategies for Deciding When to File for Social Security]( (Getty Images) Applying at age 70 maximizes your monthly payout, but claiming early could provide advantages that can’t be quantified on a spreadsheet. Not sure when to file? Take a look at [these eight strategies]( for determining when to file for Social Security. [Banks Are Offering Fixed Annuities At Over 6%]( Start reaping the benefits of Fixed Annuities. Lock in your rate now: Open an account online here. [Read More]( ADVERTISEMENT [] Buying a Home [] [Four Things to Consider Before Giving Your Kid a Down Payment]( [Four Things to Consider Before Giving Your Kid a Down Payment]( (Getty Images) Do you pull your kids up financially and take a chunk out of your nest egg, or do you let them keep riding hoping they find their groove and smoothly land on their own? Younger generations are facing an uphill battle to buy their first home, writes financial planner Evan Beach. [Here’s how to decide if you can help — or if you should](. [] Couples & Money [] [Finding Financial Harmony With Your Partner]( [Finding Financial Harmony With Your Partner]( (Getty Images) Most couples trust each other and have common retirement goals. However, financial planner Marcy Keckler says they need to work on specifying their financial plans, such as determining the amount needed to save for retirement and [planning for the distribution of their assets after they pass away](. [Maximize Your Rewards While Traveling Abroad]( Unlock luxury travel benefits by avoiding costly foreign fees. Get favorable exchange rates and earn rewards on every transaction. Secure your trip with comprehensive insurance and enjoy seamless global banking support. [Learn More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. 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