And, how to decide between a CD or money market account.
Created for {EMAIL} | [Web Version]( August 8, 2024
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[] INTRODUCTION
[] [Stepping Into the Highest Home Prices]( I always thought that one upside of living in an area with a high cost of living and high real estate prices is immunity to sticker shock. However, preparing lists that focus on the [15 most expensive housing markets in the U.S](. has challenged my assumption. You expect big price tags for an estate or villa — not an average home that may have little to no backyard. While it’s true that these cities offer sought-after amenities and the opportunity to get a high-paying job, it comes at a steep cost. Most of these cities also have higher than average costs for utilities, transportation, healthcare and groceries. - Donna LeValley, personal finance writer [Do You Need a Retirement Spending Plan?](
Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — no matter where you are in your journey. [LEARN MORE]( ADVERTISEMENT [] SAFE SAVINGS OPTIONS
[] [CDs vs Money Market Accounts: Which Is Better for You?](
[CDs vs Money Market Accounts: Which Is Better for You?]( (Getty Images)
Saving should be a habit that transcends market forces. How you save and where you can find the best rates is what you should be on the lookout for and ready to switch up as the economic landscape changes. That’s why you need to be well-versed on the different savings opportunities and how they could work to your best advantage. [Here's what you need to know when deciding on CDs vs money market account.]( [] WHEN TO COLLECT SOCIAL SECURITY
[] [8 Strategies for Deciding When to File For Social Security](
[8 Strategies for Deciding When to File For Social Security]( (Getty Images)
Deciding when to begin collecting Social Security comes down to more than your birthdate and deciding to take benefits before, at or after your [full retirement age](. The decision is more complicated and consequential if you are married or have minor/dependent children. Your decision will impact them in the short and long terms. Single folks and surviving spouses also have a different set of concerns that often go undiscussed. Use our [eight strategies to decide when to collect Social Security benefits to make the best decisions for you and your family]( [Your IRA, made to order](
Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] FUN FACTS
[] [The Most Common – and the Most Unique – Items Left In Ubers](
[The Most Common and the Most Unique Items Left In Ubers]( (Getty Images)
Like many New Yorkers, I use public transportation and taxis more than most. That comes with the unfortunate reality that when you leave something behind, it may be lost forever. For our amusement, Uber releases an annual list of the most frequent and unique items left behind by riders. Keep reading to [find out which cities are the most forgetful, the odd items drivers have found and how to recover anything you lose in the backseat of an Uber](. [How Long Will $1M Last in Retirement?](
It may sound like a lot of money, but is $1 million really enough for a comfortable retirement? Check out these scenarious of how long $1M could potentially last, as well as some important factors that could determine whether it's enough to save for retirement. [Learn more]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [What Google's antitrust ruling means for Alphabet's stock]( A federal judge ruled that Alphabet-owned Google holds a monopoly in search and text advertising, but Wall Street isn't worried. Here's what they have to say. [Should you be investing in Nordic companies?]( There’s a foreign region that offers investors reduced geopolitical risks, well-regulated markets and attractive opportunities: The Nordics. [What is a good credit score?]( Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans. [Build a Better Portfolio — Sign Up for Kiplinger's Free Investing E-Newsletter]( ABOUT KIPLINGER
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