In Case You Missed It: How Much $ You Need to Be Rich; Is Identity Theft Protection Worth It?; Travel Safely Abroad with Medications

And, how to get your money's worth from your financial adviser. Created for {EMAIL} | [Web Version]( August 2, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Weekend Reads]( At Kiplinger, we are committed to giving our financially sophisticated readership the best content possible. I don’t want you to miss out on our most popular articles. So every Friday, I will bring you a collection of our best articles to enjoy at your leisure until your next issue of A Step Ahead arrives on Monday. One more thing — the Fed held interest rates steady for the eighth time but finally [hinted at the possibility of a rate cut in September](. Kiplinger investing expert Dan Burrows has a round-up of expert reactions to the Fed announcement and what indicators to watch for before the next Fed meeting. Check out these fantastic savings rate opportunities in [high-yield accounts]( and [CDs]( before rates drop below 5%. - Donna LeValley, personal finance writer [6 Things Not to Do When Selecting a Financial Advisor]( Working with a financial advisor can be a great first step to helping make sure you're on track to reach your retirement goals. But choosing the wrong one could wreak havoc. Check out these 6 things not to do when choosing a financial advisor, so you can work to potentially avoid years of stress. [See the list]( ADVERTISEMENT [] PERSONAL FINANCE [] [How Much Money Do You Need to Be Rich?]( [How Much Money Do You Need to Be Rich?]( (Getty Images) Feeling rich is just that — a feeling that changes with our circumstances. To me, the sense of financial security that comes with a certain income level is what being rich feels like. A yearly study that delves into how much annual income most Americans think makes you rich shows that the magic number seems more out of reach than ever. That’s not surprising as that number is more than twice the average income of a full-time employee. Kiplinger’s Ben Demers tells you [how much compensation Americans think you need to be comfortable or rich](, and how many of us are reaching that goal. [] HEALTHCARE AND TRAVELING [] [International Travel with Medications: Know Before You Go]( [International Travel with Medications: Know Before You Go]( (Getty Images) I’m fortunate not to have any serious illnesses or allergies, but I do have a shortlist of annoying maladies. Now that I will be vacationing with a full complement of migraine and asthma medications, I decided to get up to speed on the rules about traveling internationally with drugs. I invite you to read my article to [learn what you should know about traveling abroad with prescription and over-the-counter medications](. Don’t let your vacation end before it starts because you didn’t follow the rules. [Your IRA, made to order]( Choose where and when you want to retire, and a Betterment IRA can help make your money hustle all the way there. [Learn More]( ADVERTISEMENT [] DATA SECURITY [] [Is Identity Theft Protection Worth It?]( [Is Identity Theft Protection Worth It?]( (Getty Images) The [second AT&T data breach of 2024]( has heightened my concerns about possible identity theft. You may also remember a [major patient data breach](, including Medicare records, compromised during a February cyberattack. Can you buy protection from these invasive data grabs? Kiplinger contributor Sarah Brady [reviews the effectiveness of identity theft services and identifies no and low-cost ways to monitor and protect your identity](. [A Technology Update That May Be A Smart Investment Opportunity]( Discover lucrative opportunities in renewable energy. Ride the wave of smart grid advancements for sustainable returns. [READ MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Chase Ink Business card launches two bonus offers]( This Chase Ink business card could line your pocket with a welcome bonus worth at least $1,200, and the Ink Business Preferred Credit Card business card comes with a welcome bonus worth over $2,000. [Low fees are the secret to supercharging your charitable giving]( Understanding the nature of fees and costs and their impact on your ability to give is essential to an effective charitable-giving strategy. [How to get your money's worth from your financial adviser]( A good financial adviser will focus on how your financial planning and investment strategy align with your lifestyle and aspirations. 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