The Best Countries to Retire To | Postnups for Gray Divorces? | Avoid These Tax Surprises When Selling a Vacation Home

The Best Countries to Retire To | 6 of the Best Small-Cap ETFs To Buy Now | Avoid These Tax Surprises When Selling a Vacation Home Created for {EMAIL} | [Web Version]( July 31, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [The Best Countries to Retire To]( [The Best Countries to Retire To]( (Getty Images) Retirement can bring a lot of changes: A new daily routine, evolving income streams, more time for hobbies or family. How about a new country? Plenty of retirees are choosing to use the freedom of retirement to try living abroad. But with so many appealing travel destinations, there's a lot to consider, from visas and benefits to climate and healthcare. Here, we bring you [the 10 best countries to retire to](, based on a new study looking at a handful of factors. [] Taxes [] [6 of the Best Small-Cap ETFs To Buy Now]( [6 of the Best Small-Cap ETFs To Buy Now]( (Getty Images) Small-cap ETFs are having a tough year, partly because of the gains in mega-cap tech stocks, and partly because of pressure from high interest rates. As you look out for news from the Federal Reserve today, you should keep in mind that analysts say small-cap stocks are trading at bargain-basement prices — and rates are set to come down someday soon enough. With that in mind, we’ve taken a look at [six small-cap ETFs that should be on your radar](. [Start investing in minutes]( With automated tools like portfolio rebalancing and dividend reinvestment, Betterment helps make investing easy for you, and a total grind for your money. [Learn More]( ADVERTISEMENT [] Places To Live [] [Avoid These Tax Surprises When Selling a Vacation Home]( [Avoid These Tax Surprises When Selling a Vacation Home]( (Getty Images) Given the red-hot real estate market, you could have a big [tax on your gains when you sell](. If you’re thinking about selling your second home, be sure to hold back some of your profits when tax time rolls around. Although high prices can produce big tax surprises, the type of tax surprise you get depends, in part, on how you’ve used your second home. Read on to learn what to look out for. [] Stocks To Buy [] [Making Sense of the Different Types of Annuities]( [Making Sense of the Different Types of Annuities]( (Getty Images) Many investors aren't sure if annuities are a good option for meeting financial goals. Their purpose is to create a guaranteed fixed income stream, but the sheer number of options of annuities can be dizzying, making it difficult to [determine if an annuity is right for you](. That’s why we have adviser Kris Maksimovich here to break it down. [Earn up to $2,500]( Enjoy premium, international banking with priority services and global support, and no HSBC fees on everyday transactions. Live, work, and travel with HSBC Premier privileges & status around the world. [Learn More]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] The Economy [] [States Sending ‘Stimulus’ Checks, Tax Rebates and More This Year]( Remember the heyday of stimulus checks back in 2020 and 2021? Now, those types of checks are a thing of the past, but several states are still providing financial relief to residents through tax rebates and inflation relief payments. Is your state on the list? Senior tax editor Kelley Taylor has the details. [Read More]( [] Savings [] [Prenups and Postnups for Gray Divorces?]( So-called “gray divorces,” which take place after the age of 50, are not uncommon, leaving many unprepared parties in the lurch at a key time in your financial life. That’s where prenups and postnups can come into play. And if you’re finding yourself in a new romance in your gray years, you shouldn’t discount these tools, either. [Read More]( [Do you Need Help Balancing Your Retirement Goals?]( Spending your hard earned retirement money can be complicated—and it's important to make the right decisions that will help your savings last. Vanguard Personal Advisor is built to provide you an ongoing collaboration with our professional advisors — so you can retire with the support you need. [LEARN MORE]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. 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