60/30/10 Is Dead – Try This Model Instead | Is the Current I-Bond Rate Still Attractive? | How to Find Jumbo CD Rates 5.5%+

Is the Current I-Bond Rate Still Attractive? | Four Steps to Secure Your Retirement Income | Project 2025 Tax Overhaul Blueprint: What You Need to Know Created for {EMAIL} | [Web Version]( July 12, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [Is the Current I-Bond Rate Still Attractive?]( [Is the Current I-Bond Rate Still Attractive?]( (Getty Images) U.S. Treasury I-bonds as a long-term investment is no sure thing, but they still are very popular among Americans. With the fixed rate and other considerations, [these investment tools can still be a reliable addition to your portfolio](. [] Successful Retirement Planning [] [Four Steps to Secure Your Retirement Income]( [Four Steps to Secure Your Retirement Income]( (Getty Images) Many retirees worry their cash flow will run out when withdrawing from their portfolio. However, financial planning expert Cosmo DeStefano says instead of relying on selling stock to fund your retirement, [consider these actions]( to safeguard your retirement income without the worry. [Vanguard vs. Fidelity vs. Schwab]( Who are you partnered with? It's no secret these could be considered three of the most popular brokerage firms. But they stack up slightly differently when it comes to fees and their specific suite of services. Learn more about who should work with Vanguard, Fidelity, and Schwab. [See the comparison]( ADVERTISEMENT [] In the News [] [Project 2025 Tax Overhaul Blueprint: What You Need to Know]( [Project 2025 Tax Overhaul Blueprint: What You Need to Know]( (Getty Images) Project 2025, a policy blueprint developed by the Heritage Foundation, is a 900-page mandate that could fundamentally alter tax policy. The proposal would include changes to public education, the Federal Reserve, the IRS and the entire United States tax system. To help understand how these changes could possibly affect you, [our tax experts break everything down for you and more](. [] Wealth Creation [] [Are Financial Advisers Right? Is This New Budgeting Model Better for You?]( [Are Financial Advisers Right? Is This New Budgeting Model Better for You?]( (Getty Images) Financial advisers have found that the 60/30/10 budgeting model is a better and more contemporary approach than the long-standing 50/30/21 method. Is it a right fit for your financial plan? [Find out here](. [7 Mistakes People Make When Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Avoid these 7 mistakes when hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Personal Finance [] [Workplace Benefits Can Lighten the Load for Working Parents]( From wellness programs, help with saving for retirement, college and emergencies and possibly even financial advice, your workplace benefits are there for you, writes Morgan Stanley executive Kate Winget. [Read More]( [] Banking [] [How to Find the Best Jumbo CD Rates]( You can enjoy a guaranteed return while you wait to see what the Fed does next. Check out our list of the best jumbo CD rates for July and lock in a great rate while they last. [Read More]( [7 Secrets About Hiring a Financial Advisor]( Working with a financial advisor can be a crucial part of any healthy retirement plan. But choosing the wrong one could wreak havoc. Check out these 7 secrets comfortable retirees know about hiring an advisor, so you can work to potentially save years of stress. [See the list]( ADVERTISEMENT ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. 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