How Big Will Your Social Security Checks Be?, Traditional vs Roth Retirement Accounts, Give to Your Kids Tax-Free

How to Estimate Your Social Security Benefits in Six Steps | The 10 Cheapest Countries to Visit | Traditional Retirement Accounts or Roth? How to Choose Created for {EMAIL} | [Web Version]( July 1, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Social Security [] [How to Estimate Your Social Security Benefits in Six Steps]( [How to Estimate Your Social Security Benefits in Six Steps]( (Getty Images) You can estimate your [Social Security]( benefits years before you need the funds as part of your overall retirement planning. Knowing [what to expect from social security]( and then adjusting other aspects of your financial planning puts you ahead of the game for the future. [] Travel Planning [] [The 10 Cheapest Countries to Visit]( [The 10 Cheapest Countries to Visit]( (Getty Images) If you're planning your next solo or family vacation and have to stick to a strict budget, no problem. We've found the [cheapest countries to visit]( around the world. There are many places [where your dollar will work in your favor](, getting you an exotic trip for less than you expect. [Top Picks for Gold Stocks Expected to Surge in 2024]( In 2024, gold has reached unprecedented highs, and this prominent stock is fully immersed in the gold market. The company has been witnessing substantial upward swings amidst the bullish trend in gold. [LEARN MORE]( ADVERTISEMENT [] Retirement Accounts [] [Traditional Retirement Accounts or Roth? How to Choose]( [Traditional Retirement Accounts or Roth? How to Choose]( (Getty Images) Let’s compare traditional IRAs, traditional 401(k)s, [Roth IRAs]( and Roth 401(k)s. PNC Investments CEO Rich Guerrini explains why [choosing your best retirement account option]( starts by taking stock of your income and tax status. 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[LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Taxes [] [Three Ways to Give to Your Kids Tax-Free While You're Still Alive]( [Three Ways to Give to Your Kids Tax-Free While You're Still Alive]( (Getty Images) There are ways to deplete your estate and enrich your children (and grandchildren) without incurring a tax bill. CFP Evan T. Beach gives you [three ways to make tax-free transfers during your lifetime](. Your heirs can benefit now, and you are around to see them enjoy the fruits of your labor and planning. [Extended Gold Rally For This Stock is Key]( In 2024, gold has reached unprecedented highs, and this prominent stock is fully immersed in the gold market. The company has been witnessing substantial upward swings amidst the bullish trend in gold. [LEARN MORE]( ADVERTISEMENT [] Retirement Timing [] [What Happens Financially When You Work One More Year?]( [What Happens Financially When You Work One More Year?]( (Getty Images) An [extra year of work can “move the needle”]( and change the landscape of your impending retirement. It adds more income and reduces the cost of your retirement. CFP Andrew Rosen stresses using financial modeling to provide an understanding of your finances and financial decisions. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What to Expect in a Gray Divorce]( Here are three tips to prepare before you start the process. 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