Questions to Ask Before Taking Social Security | 6 Best Budgeting Apps | Haven’t Bought T-Bills Yet?

6 Questions to Ask Before You Take Social Security | Tax Breaks That Get Better With Age | It's Still a Good Time to Buy Treasury Bills - Here's How Created for {EMAIL} | [Web Version]( June 28, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [SIGN UP]( ⋅ [WEBSITE]( [] Top Story [] [6 Questions to Ask Before You Take Social Security]( [6 Questions to Ask Before You Take Social Security]( (Getty Images) There's a lot to know about Social Security in order to get it just right, and many people don't know the ins and outs. Here, contributing writer Coryanne Hicks takes a look at [what to consider before taking Social Security](, so you can make a holistic, informed decision about your timing. [] Tax Planning [] [Tax Breaks That Get Better With Age]( [Tax Breaks That Get Better With Age]( (Getty Images) Age plays a pivotal role in several tax credits, deductions, and rules -- sometimes for the better. For instance, age might determine how much you can deduct on your federal tax return for long-term care insurance premiums. Kiplinger senior tax editor Kelley Taylor explains [six tax breaks for people 50 and older](. Don't miss out. [Maximize Efficiency with Revolutionary Laser Tech]( Discover our revolutionary laser solutions designed for all tasks. With unmatched precision and efficiency, our technology transforms operations in manufacturing, aerospace, and beyond. Unlock new possibilities and achieve extraordinary results with our state-of-the-art lasers. [Learn More]( ADVERTISEMENT [] Investing Strategy [] [It's Still a Good Time to Buy Treasury Bills - Here's How]( [It's Still a Good Time to Buy Treasury Bills - Here's How]( (Getty Images) While the Federal Reserve was raising rates, yields in the Treasury market rose notably, and higher yields are still here, for now. In particular, short-term investments, such as Treasury bills, have been especially promising. Take a look at [how to buy Treasury bills]( while the time is still right. [] Car Market [] [Think Hybrid Cars Aren't For You? These Models Might Change Your Mind]( [Think Hybrid Cars Aren't For You? These Models Might Change Your Mind]( (Getty Images) At a time when many consumers want to save on gas but aren't ready to buy a fully electric car, hybrid vehicles -- which use both gasoline and electric motors to make them go -- are having a moment. The Kiplinger Letter forecasts that hybrids will account for 14% of vehicle sales in 2024, up from 9% in 2023. But is it a trend worth following? We take a look at [why people buy hybrids and recommend a few models]( that could convince you to join them. [Is your money working hard enough?]( It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Personal Finance Magazine [Build wealth. Cut taxes. Retire rich.]( Get a [FREE ISSUE]( of Kiplinger Personal Finance magazine, and save up to 74% to subscribe. Includes special issues such as Investing Outlook, Retirement Planning, Mutual Fund Roundup, and Guide to ETFs. Count on Kiplinger for trustworthy help to make more money, keep more of the money you make, and live a financially secure life. [CLICK HERE]( [] Technology [] [Six of the Best Budgeting Apps]( Popular budgeting app Mint shut down. We've found some alternative options. [Read More]( [] Car Buying [] [Swamp Cooler vs. Air Conditioner to Cool Your Home?]( With a scorching summer already underway, which is the better way to cool your home? [Read More]( [How to Build a Retirement Income Plan]( Many people have a target number in mind when saving for retirement. Perhaps it's $1 million by age 55, or maybe it's $4 million by their mid-60s. Having a target number is a good start, but it does not tell the whole story. 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