How to Use IRA Distributions to Delay SS Benefits and Lower Taxes

Plus, five hybrid vehicles that save on gas and may be eligible for a tax credit. Created for {EMAIL} | [Web Version]( June 27, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Instagram ]( [Youtube]( [SIGN UP]( ⋅ [WEBSITE]( [] INTRODUCTION [] [Stepping Into Delayed Social Security]( One of the most debated retirement questions is when to begin collecting Social Security benefits. Today, I’m talking about the “tax torpedo” that hits some retirees who collect reduced Social Security benefits before age 65 and take IRA distributions to make ends meet. These distributions can trigger the taxation of Social Security benefits and push taxpayers into a higher tax bracket — don’t let this happen to you and your retirement savings. 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