It’s the End of Retirement as We Know It, What to Consider When Putting Idle Cash to Work, Fight Off Retirement FOMO

Social Security Conundrum: Take It Now, or Wait Till 70 | How to Donate Your Life Insurance Policy to Charity | Consider These Factors When Putting Idle Cash to Work Created for {EMAIL} | [Web Version]( June 26, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Building Wealth]( [Youtube]( [Building Wealth]( [SIGN UP]( ⋅ [WEBSITE]( [] Social Security [] [Social Security Conundrum: Take It Now, or Wait Till 70]( [Social Security Conundrum: Take It Now, or Wait Till 70]( (Getty Images) Yes, delaying Social Security means a bigger benefit. But when deciding whether it's worth the wait, take stock of these pros and cons, courtesy of financial planner Antwone Harris. [You might be surprised](. [] Charitable Giving [] [How to Donate Your Life Insurance Policy to Charity]( [How to Donate Your Life Insurance Policy to Charity]( (Getty Images) Donating an unneeded life insurance policy to charity can extend your charitable legacy. Financial professional Caleb Lund explains methods that both maximize your gift and may [reduce your tax burden](. [From $1 to $15 This Biotech Is One To Watch]( This Biotech company has increased its revenues to $41 Million in Q1 of this year that's over 70 times higher than revenue from last year's comparable quarter. This Stock is booming and the company keeps getting overlooked. [READ MORE]( ADVERTISEMENT [] Investing [] [Consider These Factors When Putting Idle Cash to Work]( [Consider These Factors When Putting Idle Cash to Work]( (Getty Images) While interest rates remain high, you can [make idle cash do some work]( for you, but financial professional Adam Grealish recommends looking at the rate of return, security and liquidity of your options. Featured Content Sponsored Content from Kiplinger Advisor Collective [Expand Your Influence in the Financial Industry]( Join the Kiplinger Advisor Collective: the ultimate platform for financial experts. Network, build your brand, and share your expertise with readers. [Inquire Now]( [] Retirement Planning [] [Three Sensible Retirement Planning Tips to Fight Off FOMO]( Don't let hot stock trends and fear of missing out derail your financial plan. Succumbing to emotion could put your retirement lifestyle at risk. Financial planner Pete Belcastro offers some tips to fight off FOMO. [Read More]( [BSEM Stock Does $41 Million In Revs Q1]( In 2024, this biotech company has increased its revenues to $41 Million in Q1 of this year that's over 70 times higher than revenue from last year's comparable quarter. [READ MORE]( ADVERTISEMENT [] Retirement Management [] [The End of Retirement as We Know It]( Baby Boomers face a retirement like no generation before them, and rather than being the "beginning of the end," it's the beginning of a new life phase, according to psychologist Dr. Richard J. Leider. [Read More]( [Biotech Breakthrough: Stock Could Be Set to Skyrocket]( This Stock is booming and the company keeps getting overlooked. [READ MORE]( ADVERTISEMENT [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [What it's really like to have an RV in retirement]( It's a nomadic life that takes some planning, but some are drawn to the freedom and variety of the open highway. [Will retiring early make you happier? It's complicated]( Many people hate their jobs. Retiring early may bring relief and even joy, but it's no guarantee. [How women can prepare to take on financial challenges]( If you're not already well-versed in financial planning, it's a good idea to get there now so you can proactively meet challenges rather than simply react to them. For the latest ways to earn 5% to 7% cash yield safely and reliably, plus 4 Model Portfolios to show you exactly where to put your money, bank on [Kiplinger Investing for Income](. ABOUT KIPLINGER When we write about money, we get it right. 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