Wait Until 70 for Social Security?, How to Enjoy Retirement, Are You Footing Your Kids Down Payment?

Pros and Cons of Waiting Until 70 to Claim Social Security | How to Overcome Your Fear and Enjoy Retirement | Six Travel Mistakes to Avoid Created for {EMAIL} | [Web Version]( June 24, 2024 CONNECT WITH KIPLINGER  [LinkedIn]( [Facebook]( [X]( [Youtube]( [Instagram]( [Retirement Tips]( [SIGN UP]( ⋅ [WEBSITE]( [] Social Security Tips [] [Pros and Cons of Waiting Until 70 to Claim Social Security]( [Pros and Cons of Waiting Until 70 to Claim Social Security]( Social Security checks (William Thomas Cain/Getty Images) [Waiting until 70 to file for Social Security benefits]( comes with a higher check, but there could be financial consequences to consider for you and your family, writes [elder law]( attorney Patrick M. Simasko, J.D. [] Retirement Mindset [] [How to Overcome Your Fear and Enjoy Retirement]( [How to Overcome Your Fear and Enjoy Retirement]( (Getty Images) Many seniors and [even younger Americans are afraid to retire](, even when they have a well-funded nest egg. Learn how to separate reality from fiction, so you can really [enjoy your well-deserved golden years](. [*Breaking News* BSEM Does $41 Million In Revs Q1]( In 2024 there has been 1 Biotech company that has increased its revenues to $41 Million in Q1 of this year that's over 70 times higher than revenue from last year's comparable quarter. [READ MORE]( ADVERTISEMENT [] Travel Tips [] [Six Travel Mistakes to Avoid]( [Six Travel Mistakes to Avoid]( (Getty Images) Even the most [seasoned tourists]( can make travel mistakes when planning a vacation. No travel medical insurance? Unnecessary luggage and hotel fees? Here are the [biggest travel mistakes]( people make and how you can avoid them. [] Real Estate [] [One-Third of Parents Are Paying An Adult Child's House Down Payment - Are You?]( [One-Third of Parents Are Paying An Adult Child's House Down Payment - Are You?]( (Joe Raedle/Getty Images) As housing costs soar, [Gen Z and Millennial home buyers]( are turning to family for help. We break down a new housing report on how many parents will be expected to [front young homebuyers' down payments](. [Analysts Bullish on Biotech's Soaring Potential]( There has been 1 Biotech company that has increased its revenues to $41 Million in Q1 of this year that's over 70 times higher than revenue from last year's comparable quarter. [READ MORE]( ADVERTISEMENT Featured Content Sponsored Content from Kiplinger Retirement Planning 2024 [Plan and enjoy a worry-free retirement.]( Whether you've already left the workforce or you're just beginning to think about it, [Kiplinger Retirement Planning 2024]( will show you how to maximize your 401(k), select top-performing investments, get the most from Social Security, protect your estate, ensure affordable top-notch health care and much more. [Click to see table of contents.]( [] Required Minimum Distributions [] [The Best Way to Defer RMDs (and Their Tax Bills)]( [The Best Way to Defer RMDs (and Their Tax Bills)]( (Getty Images) Concerned about RMDs? Worried about outliving your retirement savings? Retirement income expert Ken Nuss shows how a qualified longevity annuity contract can [defer RMDs and produce lifetime income](. [Biotech Stock Primed for Rapid Ascent]( In 2024 There has been 1 Biotech company that has increased its revenues to $41 Million in Q1 of this year that's over 70 times higher than revenue from last year's comparable quarter. [READ MORE]( ADVERTISEMENT [] Estate Planning [] [Leaving Property to Multiple Heirs? What to Consider]( [Leaving Property to Multiple Heirs? What to Consider]( (Getty Images) One of the most difficult aspects of estate planning is [choosing who will be receiving your inheritance once you're gone](. If you have additional property, like a vacation home, it's essential that this gets added to your overall plan, because it can get even more difficult as time goes by. [] RELATED KIPLINGER ARTICLES WE THINK YOU'LL ENJOY [] [Asset Allocation for Retirees: Five Things to Consider]( Everybody's retirement is different, so the answers to these questions can help you determine the appropriate asset allocation for you. [Want to Hire a Remote Financial Adviser? What to Consider]( It's not as big a deal as it used to be, but there are still some things to think about first. [Sign up free for A Step Ahead: Guidance on how to navigate today's challenges to business, the economy, and financial markets.]( ABOUT KIPLINGER When we write about money, we get it right. So the decisions you make with your dollars are also right. 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