Plus, May 31 is your last chance for cash-in points for free Apple merchandise.
Created for {EMAIL} | [Web Version]( May 28, 2024
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[] INTRODUCTION
[] [Stepping Into Traveling Safely](
I often travel solo and love it. However, it has meant forgoing a few exotic locales where I don’t feel comfortable traveling alone. Kiplinger personal finance editor Ellen Kennedy has compiled a list of [the 10 safest places to travel]( to and shows you how to check the safety of your chosen destination. - Donna LeValley, personal finance writer [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] TOP STORY
[] [Can Both Spouses Collect Social Security Benefits?](
[Can Both Spouses Collect Social Security Benefits?]( (Getty Images)
Retirees claiming Social Security have options and Married couples may have more options than a single person. Both spouses can collect Social Security based on their earnings records and the age at which they claim benefits. Keep reading to find out [what additional options married couples have when claiming their Social Security benefits](. [] REDUCING ENERGY BILLS
[] [Heat Pumps: Can You Save on Home Cooling and Heating?](
[Heat Pumps: Can You Save on Home Cooling and Heating?]( (Getty Images)
America is the fourth largest country in the world. The vast size of our country means that different regions have greatly varying heating and cooling needs. I fall somewhere in between and enjoy four seasons annually. As I live in the Northeast, I rely disproportionately on home heating oil to stay warm. Heat pumps can save money — but whether a heat pump would help your home or climate control needs is based on several factors. Read on to [learn more about heat pumps and if they can help reduce your energy consumption and bills](. [Strategies to Minimize Your Tax Burden](
Making your savings last and keeping your taxes low takes planning and attention. Our advisors can help you save time and earn more. [LEARN MORE]( ADVERTISEMENT [] ONLINE SHOPPING
[] [Can You Trust Online Reviews? Apparently Not Much](
[Can You Trust Online Reviews? Apparently Not Much]( (Getty Images)
I thought I only needed to be wary of reviews from belligerent customers or scheming competitors. I was very wrong. Attorney Dennis Beaver provides [some disturbing facts about the depth of deception that exists in the glowing and scathing reviews]( we have grown accustomed to reading. I rely mostly on fan blogs to get honest, first-person accounts and images of goods and services. [Create your private memoirs](
A unique gift for you, your loved ones and generations to come. Capture your memories through face-to-face interviews and present them in beautifully printed and traditionally hand-bound books. It's surprisingly easy and enjoyable. Call LifeBook Memoirs today on (844) 399-0426. [Learn More]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [Last chance to score a free iPhone with Chase Rewards points](
Now through May 31, Chase credit card customers can get a free iPhone, iMac or other Apple product for fewer points.
[Target's big summer deals: discounts on thousands of items](
You'll find deals and discounts on back-to-school gear and Fourth of July items, food, clothing and more.
[What will the stock market do as the election nears?](
Despite the presidential election’s domination of the headlines, economic and inflation trends have consistently outweighed electoral outcomes in the past. [Sign Up Free for Kiplinger's Retirement Tips E-Newsletter to plan for and make the most of a rewarding retirement.]( ABOUT KIPLINGER
When we write about money, we get it right.
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