And, Americans agree that this aspirational asset is the best long-term investment.
Created for {EMAIL} | [Web Version]( May 23, 2024
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[] INTRODUCTION
[] [Stepping Into Cooler Climates](
In a few weeks, like every summer, I will be trying to beat the heat and wishing I were someplace cooler. That’s why it is unlikely I will make the popular retirement move to Florida or Arizona — I’d rather be in New England enjoying sunny and moderately warm days and comfortable summer evenings. If you are like me and find the heat something to avoid, I bring you some great suggestions for places to retire. My Kiplinger colleagues have assembled a list of [the 12 best cold-weather places to retire](. These locals offer abundant outdoor activities and reasonable tax rates. - Donna LeValley, personal finance writer [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] TOP STORY
[] [10 Things You Should Know About Estate Planning for Singles](
[10 Things You Should Know About Estate Planning for Singles]( (Getty Images)
You’d think estate planning would be easier if you are single and childless — it’s harder. Immediate family members are potential beneficiaries, executors and guardians, and the law recognizes them as such; single folks need to carefully select people for these responsibilities or have them appointed by the courts. Here are [10 important things single people should consider when creating an estate plan](. [] FINANCIAL GIFTS
[] [Gifts for Grads to Build Good Money Habits](
[Gifts for Grads to Build Good Money Habits]( (Getty Images)
Consider a more sophisticated financial gift if you want to start the graduate in your life on the right foot. Several factors, such as student loans, make it harder for this generation to get financial traction and save for a [down payment](and retirement. An unprecedented number of young adults live with their parents and depend on them to [subsidize their expenses](. We have [five simple ways for you to help a graduate start saving for the future](. [Build a Retirement Plan that's Right for you](
A comprehensive retirement plan should account for all of your sources of income (including Social Security) and all of your retirement expenses. Our advisors can help you make sure you don't miss anything. [LEARN MORE]( ADVERTISEMENT [] INVESTING
[] [Americans Consider This the Best Long-Term Investment](
[Americans Consider This the Best Long-Term Investment]( (Getty Images)
People don’t joke about keeping money in their mattresses anymore. Americans have embraced investing in all forms, and as our society continues to transition away from pensions, investing is all the more important. Now, for the tenth straight year, [Americans have picked this asset as their favorite long-term investment](. [Is your money working hard enough?](
It should be! Learn how Betterment's automated investing and savings technology can make your money hustle, while you don't. [LEARN MORE]( ADVERTISEMENT [] OTHER KIPLINGER ARTICLES WE THINK YOU'LL ENJOY
[] [The different types of life insurance](
Pick the right type of life insurance to protect your family and assets.
[Tax benefits of hiring your kids](
Children can use this “earned income” to start a retirement account.
[Should you take the survivor option on your pension?](
You need to crunch some numbers to see if the survivor option is your best option. [Sign Up Free for Kiplinger's Retirement Tips E-Newsletter to plan for and make the most of a rewarding retirement.]( ABOUT KIPLINGER
When we write about money, we get it right.
So the decisions you make with your dollars are also right. Kiplinger is a trusted provider of unbiased financial advice, objective business and economic forecasts, and practical help to millions of business professionals, investors, and individuals seeking to make more profitable decisions with their money. Our [flagship publications]( include [Kiplinger Personal Finance]( magazine, [The Kiplinger Letter]( [The Kiplinger Tax Letter]( [Kiplinger Retirement Report]( and [Kiplinger Investing for Income.]( All are regarded as the leading publications in their respective fields. Every day, millions of readers rely on our [free e-newsletters]( for help on everything from getting the best rate on a mortgage or car loan, to managing their businesses in an uncertain world, avoiding an IRS audit, building wealth for a secure retirement, or investing wisely in any kind of market. Now it’s your turn to reap all the rewards Kiplinger has to offer. Visit [Kiplinger.com](, your gateway to all of the above and much more. Check in any time for our latest advice on how to make more money, and keep more of the money you make. Stay right on the money, with Kiplinger. [Sign Up]( | [Print Publications]( | [Unsubscribe](
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