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[alt_text]( Is the [100% mortgage]( scheme making its return? A leading mortgage lender has launched a new [0% deposit mortgage]( in aid of first time buyers currently renting who are struggling to save for a deposit. This is a unique scheme aimed to help a particular sector of the market. Rising property and rent prices have contributed to the introduction of this scheme and will require buyers to pass the lender affordability criteria, which could allow them to borrow up to [100% of the value of their first home](. [Find out more]( Use our free [mortgage calculators]( below − no credit checks! [alt_text]( [Mortgage Affordability Calculator →]( Complete your income details below to give yourself an idea how much you may be able to borrow. [alt_text]( [Remortgage calculator →]( Complete your income details to give yourselves an idea how much you may be able to borrow. [alt_text]( [Bad Credit Mortgage calculator→]( Fill out a few details to see if you are eligible for Bad Credit Mortgage [More calculators →]( Will the most recent interest rate impact my chance of getting a mortgage? The Bank of England raised interest rates today from 4.25% to 4.5%to help tackle the issue of inflation. This may impact what you can afford when it comes to getting a mortgage, however, there are many options out there including the new 100% mortgage schemes and the shared ownership mortgage. To find out more about what you may be able to afford and what scheme will suit you, [get in touch with us](. [Get in touch]( [Blog post]( [100% Mortgages]( For many buyers, [getting a deposit]( saved for a property purchase can be a difficult task. This is especially the case for first-time buyers when you may already be renting. Then also having the everyday living costs to cover before you even start to think about savings. [Read post →]( [Blog post]( [Getting a Mortgage 7 Times Your Salary]( For many lenders the maximum income multiple they will permit will be 5x income. Some will even cap this at a lower level however, there are some that will go beyond the 5x income multiple. The options are limited but for some would-be borrowers there may be a way to even reach a 7x salary mortgage. [Read post →]( Want to find out more? [Visit our website.]( [Visit our website]( [alt_text]( [alt_text]( [alt_text]( [01473 356 284](tel:01473356284) [justmortgagebrokers.co.uk]( [Just Mortgage Brokers]( Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. [Just Mortgage Brokers]( Limited. Registered Company number: 08389911. Registered office: 80 Compare Crescent, Ipswich, IP2 0EH. YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. MARCH 2023 [Unsubscribe](#)