When will lenders stop accepting 22-23 Tax Returns? 📃⏰

[Tax returns to stop being accepted by lenders]( [alt_text]( Call us on: [01473 356 284](tel:01473 356 284) For [self-employed]( individuals, providing a lender with your SA302 tax return forms is key, as it gives evidence of your self-employed income. Soon mortgage lenders will start to discontinue the use of tax returns from 2022-23 as the latest set of income figures, and instead they will require those from 2023-24. Indeed, some lenders have already made this change, potentially impacting some mortgage borrower’s plans. According to recent research, 27% of self-employed people polled said that they did not have the [necessary documentation]( to prove their income for a mortgage. Our [expert team of advisors]( are on hand and ready to help you. They will be able to assess all elements of your situation and discuss what differences this could make to your borrowing. [alt_text]( [Use our free mortgage calculators below – no credit checks!]( [alt_text]( [Self-employed Mortgage Calculator]( Fill out a few details to see how much you could borrow as a self-employed individual. [alt_text]( [Mortgage Affordability Calculator]( Complete your income details to give yourself an idea of how much you could borrow. [alt_text]( [Bad Credit Mortgage Calculator]( Fill out a few details to find out if you are eligible for a Bad Credit Mortgage. [alt_text]( [Why now is a great time to get a bad credit mortgage]( So, what does this mean for those with bad credit? Well, as lenders want to increase their lending, they have made it easier for potential borrowers to be accepted for mortgage products. If you were previously declined a mortgage because of a [bad credit]( event like a [CCJ]( or [missed payments]( for example, now could be a great time to reconsider you options. This doesn’t mean that the [application process]( will be easier. However, with the right guidance from a broker, your chances of success could be increased. To discuss your options, why not [get in touch today]( Our expert advisors are on hand to discuss your situation over a free initial consultation. Speak to an expert! [alt_text]( Follow Us [alt_text]( [alt_text]( [alt_text]( [alt_text]( [01473 356 284](tel:01473 356 284) [justmortgagebrokers.co.uk]( Just Mortgage Brokers Limited is an appointed representative of Mortgage Advice Bureau Limited and Mortgage Advice Bureau (Derby) Limited which are authorised and regulated by the Financial Conduct Authority. Just Mortgage Brokers Limited. Registered Company number: 08389911. Registered office: 22-24 High Street, Needham Market, Ipswich, IP6 8AP YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT. OCTOBER 2024 [Unsubscribe](