8 ways to live a Richer Life

Whether you’ve followed me for 10 minutes or 10 years, you know I’m ALL about getting specific. Can't view this email properly? [View in Browser]() {NAME}, Whether you’ve followed me for 10 minutes or 10 years, you know I’m ALL about getting specific. When I ask you what your Rich Life is, I don’t want to hear that you “just want to be able to do what you want with your time.” I want you to tell me exactly what that is! - Will you take 3 afternoons off every week to go hiking? - Will you book a 5-day cruise this August with your best friend? - Will you start making regular donations or volunteering weekends at the animal rescue in your town? What do you want GIF I NEED DETAILS!! Why am I pushing you on this? Because once you finally start thinking about what you actually want, it’s SO much easier to formulate a plan to get there. Create your Rich Life Map To make it even easier to figure out your priorities and work toward designing your Rich Life, let’s split your life into 8 areas. I call this your “Rich Life Map.” Before I share the 8 areas, remember that everyone’s Rich Life looks different. Ramit eating pizza GIF For example, my Rich Life often involves melted cheese. There’s no one-size-fits-all Rich Life. There’s just the Rich Life that feels balanced to you. As you go through each of the areas below, ask yourself: - Which one or two areas do I value most? - What would a Rich Life look like for ME in these areas? (In other words, how would you, specifically, turn up the dials on these areas?) (By the way, this exercise is a sneak peek into [my immersive personal finance program, Money Coaching]().) The 8 areas of a Rich Life AREA #1: Friends and family On a spectrum from small to large actions, emphasizing friends and family in your Rich Life might look like: - Sending a thoughtful card or message to a friend you haven’t caught up with in a while - Planning drinks or an outing for your friends or your family - Hiring a babysitter for your kids so you can go to dinner with adults - Deciding to host a dinner party once a month - Taking your parents with you on a trip - Planning a 5-day trip with family and friends at a beautiful spot in Mexico - Moving to be closer to your family (or adding an accessory dwelling unit to your home for your parents) Remember, if none of these feel exactly right, change them! Aim to come up with something that feels like the right fit for you. AREA #2: Experiences and adventure On a spectrum from small to large actions, emphasizing experiences and adventure in your Rich Life could look like: - Carving out a 1-hour block every day to go for a walk with your dog - Going camping for a weekend once every 3 months - Taking an improv class - Skydiving - Planning a 2-week trip abroad - Making the trip extraordinary: booking a cooking class, staying with a local family, visiting a local school and donating to them - Moving to a different country for a month, 6 months, or a year AREA #3: Health and fitness On a spectrum from small to large actions, emphasizing health and fitness in your Rich Life could look like: - Deciding to walk or bike for 15 minutes a day - Scheduling a comprehensive physical with blood tests - Buying equipment that will help you stay fit/healthy - Hiring a trainer/online coach - Going on a yoga retreat or group hiking expedition - Investing in a healthy meal-planning or delivery service - Joining and training for a big event (e.g., bodybuilding competition, marathon, 5K) AREA #4: Work On a spectrum from small to large actions, emphasizing work in your Rich Life could look like: - Taking a risk at work to stand out/get a promotion - Investing in professional development courses - Switching industries or starting a new job - Consulting on the side - Quitting your full-time job to start your own business By the way, observe how all of these actions prioritize YOU in some way — whether it’s gaining more emotional fulfillment from your work, earning higher pay, progressing your career, or even starting a business. AREA #5: Hobbies and personal expression On a spectrum from small to large actions, emphasizing hobbies and personal expression in your Rich Life could look like: - Going to a one-off watercolor painting class - Signing up for a standup comedy open mic - Starting a vegetable garden - Taking a crafting course (crocheting, origami, scrapbooking, etc.) - Getting a tattoo from an artist you’ve admired for years - Upgrading your wardrobe (or finally buying that luxury garment you’ve always wanted) - Getting a personal tour of your favorite artists' works in their home city AREA #6: Self-improvement On a spectrum from small to large actions, emphasizing self-improvement in your Rich Life could look like: - Blocking off 1 day a week just for reading and/or journaling - Following my book-buying rule (if a book seems interesting, just buy it!) - Taking a risk on new things outside of your comfort zone (e.g., I hired a posture coach who came to my house) - Buying any course that interests you (I have a running list of programs I’ve purchased from Disney, Ritz-Carlton, other experts, etc.) - Signing up to learn a new language (and maybe even booking a trip somewhere that language is spoken as an incentive) - Attending a week-long retreat focused on improving your lifestyle AREA #7: Giving On a spectrum from small to large actions, emphasizing giving in your Rich Life could look like: - Deciding to always tip at least 25% - Setting a minimum amount you’ll donate to causes or charities every year, e.g. $2,000 - Picking 1-3 charities and automating your monthly giving - Blocking off time every week or month to volunteer for a cause you're passionate about - Creating an event around a cause you care about AREA #8: Spirituality On a spectrum from small to large actions, emphasizing spirituality in your Rich Life could look like: - Working more spiritual or religious books into your regular reading material — say, every other book you read - Deciding to meditate or pray every day for 10-30 min - Finding a spiritual coach/mentor, or joining a spiritual or religious community (temple, church, sangha, etc.) - Spending time and/or money with your spiritual or religious org - Going on a 3-day silent meditation retreat, spiritual pilgrimage, or mission trip Tips to help you create a clear vision Stuck? Think about specific activities you’d like to do, feelings you want to have, things to buy, events to attend, or people you’d love to meet. Feel like your map is vague? That’s okay. The more time you spend thinking about your Rich Life Map, the more detail you’ll be able to add — and the more complete your vision will feel. Notice how I’m not asking you to sacrifice or cut back. I’m asking you to think about what you DO want. Once you have a clear vision of your Rich Life and how you want your money to serve that vision, what’s less important to you will naturally fall away. If you like this, you’ll like Money Coaching This Rich Life Map exercise comes directly from the first section of [my group coaching program, Money Coaching](). From here, we move on to defining your [Money Dials](), building and [automating]() your Rich Life System, and planning how your money will support your Rich Life long into the future. Money Coaching is unique in the world of personal finance programs. Along with my recorded lessons and worksheets, you’ll get access to a community of supportive peers who are working to build their Rich Lives alongside you. [Money Coaching community win post]() Plus, every month, I host a live coaching call where you can bring your specific questions and get answers! This is the only way to coach directly with me. Join today for your exclusive invite to March’s call. [March Coaching Call banner]() Money Coaching is open for enrollment now. [Join us by signing up here](). [Signature] P.S. Through my Netflix show and podcast, I’ve talked to hundreds of couples about their money. Now, for the first time, I’m sharing what I’ve learned with you, live on stage. Join me in NYC on April 10 for “Love And Money: An Evening With Ramit Sethi.” [Tickets on sale here](). [Programs]() [Podcast]() [Netflix show]() [Books]() [Website]() [IG]() [in]() [X]() [YT]() Was this forwarded to you? [Sign up here](). 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