Rule #3: Fight for simplicity in your finances

If you’ve lived in the U.S. for any amount of time, you’ve probably been Can't view this email properly? [View in Browser]() {NAME}, If you’ve lived in the U.S. for any amount of time, you’ve probably been bombarded with credit card offers. “$500 bonus when you sign up today!” Add in all the internet ads for new cards, new bank accounts, new robo advisors…and we’re drowning in choices. My advice: Ignore all the noise! Follow my Money Rule #3 instead: Fight for simplicity. In other words, keep stuff simple when you’re building your financial system. Ramit holding his IWT book I cover “teaser rates” [in my book](). If you read my book, you know that banks offer teaser offers to get you to sign up—but after a few months, they revert to less-than-favorable terms. Don’t fall for that trick. And remember that more accounts mean more moving pieces…which equals a higher chance of falling behind on payments. And more time required to maintain your system. Ramit's post on personal finance Less is more. Is it time to declutter your finances? Accumulating multiple accounts doesn’t happen overnight. One day we sign up for a retail credit card to get a discount. A few months later, a new credit card to get airline miles. Or we change jobs and forget to roll over our retirement accounts. The list goes on… Ramit Sethi My reaction to people who sign up for retail credit cards to save $5 on socks. If you’re spending more than an hour each month managing your money—or if you get bills for accounts you forgot you had—then it’s definitely time for a good financial cleaning. I can help you with that. And while we’re at it, we can define your Rich Life and build a system that supports it. [With Money Coaching](). Money Coaching banner Yes, we’ll clean out your accounts and streamline your financial system. Many of my readers, like these folks, have done just that: [IWT Book Reader]() But in Money Coaching, we’ll do so much more. My students are eliminating debt, taking bucket-list trips, and eliminating stress over money: [Money Coaching-Nick Peterson]() [Money Coaching-Katie Mild]() [Money Coaching-Jesse Wolf]() These are all students living their Rich Life. Each month, members of Money Coaching get a 90-minute call with me—including a live Q&A to bring their toughest questions and most pressing concerns—access to the Rich Life Community, and the entire Rich Life System. Today, [you can join them](). Fight for simplicity and start living your Rich Life. [Join Money Coaching today]() Next, I’m going to be sharing Money Rule #4. It’s the most fun and exciting part of your personal finance system. In the meantime, reply to this email: What does living a Rich Life mean to you? [Signature] [Programs]() [Podcast]() [Netflix show]() [Books]() [Website]() [IG]() [in]() [X]() [YT]() Was this forwarded to you? [Sign up here](). [Unsubscribe here](. 548 Market St #89946 San Francisco, CA 94104-5401